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Anwar Zaman Hassan filed a consumer case on 28 Oct 2020 against M/s. The General Manager Syndicate Bank & Others in the New Delhi Consumer Court. The case no is CC/89/2020 and the judgment uploaded on 02 Nov 2020.
NEW DELHI DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION-VI
‘M’ BLOCK, 1STFLOOR, VIKAS BHAWAN, I.P.ESTATE, NEW DELHI-110001
Case No.CC.89/2020 Dated:
In the matter of:
Md. Anwar Zaman Hassan,
C/o Signature Smile Dental Clinic,
Gali No.2, Sangam Vihar, Near Ghausiya Masjid,
Wazirabad, Distt. North, Delhi.
……..COMPLAINANT
VERSUS
Syndicate Bank, Zonal Office,
Sarojini House, 6, Bhagwan Das Road,
New Delhi-110001.
Syndicate Bank, Q Block,
51, GT Road, Near Gurudev Place,
Near Sharda Nagar, Kanpur(UP).
Syndicate Bank, Zonal Office,
3rd Floor, Halwasia court Building,
24, MG Road, Hazaratganj,
Lucknow
Syndicate Bank., Head Office,
Manipal( Karnataka)
…........OPPOSITE PARTY
ARUN KUMAR ARYA, PRESIDENT
ORDER
File taken up through Video Conferencing.
2. The complainant has filed the present complaint against the OPs under section 12 of Consumer Protection Act, 1986, alleging deficiency in services and claiming refund of excess amount of interest to the tune of Rs.2,68,187.46/- besides other relief i.e. compensation and cost of litigation.
3. Argument on the admissibility of the complaint on the point of territorial jurisdiction heard. It is submitted by the complainant that one office of OP is situated at Bhagwan Das Road, New Delhi, within the territorial jurisdiction of this Commission, so this Commission is competent to adjudicate the matter.
4. In the present case, the complainant was residing at Wazirabad, North Delhi. The perusal of the file shows that the cause of action i.e. loan was availed from the office of OP situated at Ghaziabad and all the correspondence exchanged between the parties took place from the Kanpur office of OP-2 which does not fall within the territorial jurisdiction of this Commission, hence, no cause of action or part of it arose within the Territorial Jurisdiction of this District Commission.
5. We are, therefore, of the view that this Commission does not have the territorial jurisdiction to entertain the complaint for want of territorial jurisdiction in view of the judgment of Hon’ble Supreme Court decided on 20/10/2009 in Sonic Surgical versus National Insurance Co. Ltd Civil Appeal No. 1560 of 2004. The complaint is, therefore, directed to be returned to the complainant along with all annexure against acknowledgment. A copy of the complaint be retained for records. Complaint is accordingly, disposed off in above terms. The copy of the order be sent to complainant free of cost by post. Orders be also sent to www.confonet.nic.in. File be consigned to record room.
Pronounced in open Forum on 28/10/2020.
( ARUN KUMAR ARYA)
PRESIDENT
(H M VYAS)
MEMBER
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