Delhi

South II

CC/173/2019

MRS. BABI TANWAR - Complainant(s)

Versus

M/S. TATA AIG GENERAL INSURANCE CO. LTD. - Opp.Party(s)

19 Jan 2022

ORDER

Udyog Sadan Qutub Institutional Area New Delhi-16
Heading2
 
Complaint Case No. CC/173/2019
( Date of Filing : 01 Aug 2019 )
 
1. MRS. BABI TANWAR
H.NO. 9, VPO BAMNOLI, SECTOR-28, DWARKA PHASE-II, DELHI-110045.
...........Complainant(s)
Versus
1. M/S. TATA AIG GENERAL INSURANCE CO. LTD.
LOTUS TOWERS, 1st FLOOR, COMMUNITY CENTER, NEW FRIENDS COLONY, NEW DELHI-110025.
............Opp.Party(s)
 
BEFORE: 
  Monika Aggarwal Srivastava PRESIDENT
  Dr. Rajender Dhar MEMBER
  Rashmi Bansal MEMBER
 
PRESENT:
Adv. Ritu Munjal for complainant
......for the Complainant
 
Dated : 19 Jan 2022
Final Order / Judgement

                                       CONSUMER DISPUTES REDRESSAL COMMISSION – X

GOVERNMENT OF N.C.T. OF DELHI

Udyog Sadan, C – 22 & 23, Institutional Area

(Behind Qutub Hotel)

New Delhi – 110016

 

 

 

Case No.173/2019

 

 

 

MRS. BABI TANWAR

W/O SHRI RISHI BHAGWAN TANWAR

R/O HOUSE NO. 9, VPO BAMNOLI,

SECTOR 28, DWARKA PHASE II,

DELHI- 110045 …..COMPLAINANT  

 

Vs.

M/S TATA AIG GENERAL INSURANCE CO. LTD.

THROUGH ITS

MANAGING DIRECTOR

LOTUS TOWERS, 1ST FLOOR,

COMMUNITY CENTRE,

NEW FRIENDS COLONY,

NEW DELHI-110025…..RESPONDENT      

 

                                                                                    Date of Institution-01.08.2019

Date of Order- 02.03.2022.

 

 

  O R D E R

 

MONIKA A SRIVASTAVA– President

 

The complainant has instituted the present complaint on 01.08.2019 on the same cause of action on which a previous complaint bearing no. CC 07/2013 was filed. The previous complaint came to be dismissed for non-prosecution on 30.08.2017.

 

For reasons best known to the Complainant, the complainant in the present complaint i.e CC No. 173/2019 has filed an application for restoration of the CC bearing no. 07/2013 along with another application under section 5 of Limitation Act 1963 seeking condonation of delay in filing application for restoration. It is to be noted that the present complaint is filed about two years after the dismissal of the previous complaint (CC no. 07/2013) and the application for restoration is moved after about 4.5 years after dismissal of the previous complaint.

 

The complainant has relied upon the Judgment of Hon’ble Supreme Court in the matter of New India Assurance Co Ltd vs R. Srinivasan AIR 2000 SC 941 and St Joseph Hospital vs Jimmy P K AIR 2001 Ker 316 to canvass a point that a second complaint is maintainable when the first complaint was dismissed in default as against dismissed on merits.

 

The repealed Consumer Protection Act 1986 did not confer the power of restoration of complaints dismissed in default to the District Forum, however, Section 40 of the Consumer Protection Act 2019 (hereinafter referred to as CP Act) has granted power to the District Forum to review its order, which may include the power to restore the complaint dismissed in default. Section 40 of CP Act 2019 is reproduced hereinbelow:

 

40. The District Commission shall have the power to review any of the order passed by it if there is an error apparent on the face of the record, either of its own motion or on an application made by any of the parties within thirty days of such order.

 

There is no doubt that under the Consumer Protection Act 2019, the Commission has the power to restore a complaint which was dismissed in default however it is a fundamental principle of law that such an application must be filed in the proceedings wherein the dismissal order was passed. Karnataka High Court in the matter of D. Sangya Naik vs Department of Telecom ILR 2005 Kar 1874 has held that

 

Therefore, it is a rule of estoppel, which finds a statutory recognition in order IX Rule 8 CPC, which prevents the party from filing a suit on the same cause of action, if the earlier suit is dismissed for non-appearance. This Rule is based on sound public policy. The principle underlying this provision is that a litigant who comes to Court with a cause should agitate the matter with due diligence and take a decision on merits, so that a finality is reached. Otherwise, there would not be any finality, and the opposite party could be harassed endlessly, by allowing the proceedings to be dismissed for non-prosecution and re-agitate the matter time and again at his convenience and leisure. Then this judicial process would become an instrument of oppression rather than a means to resolve disputes in a civilized way.

 

In the present case application for restoration of CC no. 07/2013 has been filed in CC no. 173/2019 which this Commission does not have the power to restore.

 

Hon’ble Supreme Court in the matter of New India Assurance Co Ltd, while holding the consumer courts have the power to entertain the subsequent complaint if the previous complaint has been dismissed in default and restoration application is also rejected, has cautioned against the abuse of the provision of restoration. The relevant extract of the SC judgment is reproduced hereinbelow

 

We cannot also lose sight of the fact that a complainant may harass a party by repeatedly filing the complaint against him. He may file a complaint, draw the opposite party to the State or National Commission and then have the complaint dismissed for default. He may repeat the exercise again only to harass the defendant. This practice, or to put it a little sternly, these tactics would be intolerable for any authority under the Act. In such a situation, the District Forum or the State or National Commission would not be helpless and it would be open to them to dismiss the fresh complaint on the ground of abuse of the process available under the Act. They can, in that situation, legitimately invoke the principles of Order 9, Rule 9, C.P.C.

 

This Commission is therefore of the view that present application for restoration of CC no. 07/2013 is dismissed for being not filed in the appropriate proceedings. The present complaint is dismissed being an abuse of the process of court.

 

Copy of order be sent to the parties and thereafter file be consigned to record room.

 

 

(Dr. RAJENDER DHAR)         (RASHMI BANSAL)      (MONIKA A SRIVASTAVA)

     MEMBER                                MEMBER                          PRESIDENT

                                  

 

 
 
[ Monika Aggarwal Srivastava]
PRESIDENT
 
 
[ Dr. Rajender Dhar]
MEMBER
 
 
[ Rashmi Bansal]
MEMBER
 

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