Haryana

Karnal

CC/518/2022

Shri Bhagwan Panchal - Complainant(s)

Versus

M/s Sahara Credit Cooperative Society Limited - Opp.Party(s)

R.D. Gupta

14 Sep 2022

ORDER

BEFORE THE DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION, KARNAL.

 

                                                          Complaint No. 518 of 2022

                                                          Date of instt.05.09.2022

                                                          Date of Decision 14.09.2022

 

Shri Bhagwan Panchal son of Shri Chander Bhan Panchal, resident of House no.333/10, Chand Sarai, Jundla Gate, Karnal. Aadhar card no.7990 3280 9126. Mobile no.8295660418.

 

                                                 …….Complainant.

                                              Versus

 

1.     Sahara Credit Cooperative Society Ltd. Sahara India Bhawan-1, Kapoorthala Complex, Aliganj, Lucknow (UP) through its Manager/authorized person.

 

2.     M/s Sahara India Pariwar, opp. Onida Showroom, Kunjpura Road, Karnal, through its Manager/authorized person.

 

                                                                    …..Opposite Parties.

 

      Complaint u/s 35 of the Consumer Protection Act, 2019

 

Before   Sh. Jaswant Singh……President.       

      Sh.Vineet Kaushik ………..Member

      Dr. Rekha Chaudhary…….Member

 

 Present: None for complainant.

                                        

                (Jaswant Singh President)

ORDER:                    

 

                Today the case is fixed for consideration on the point of maintainability.

                        The complainant has filed the present complaint  u/s 35 of the Consumer Protection Act, 2019 against the opposite parties (hereinafter referred to as ‘OPs’) on the averments that one agent of OPs namely Munish Jain apprised the complainant about their scheme and stated that as and when the amount is required by the depositor, the same would be returned alongwith high rate of interest. The said agent collected the amount at Karnal and all the formalities were also completed in Karnal. The complainant was given application form no.080758020717 and opened an account no.22004801829. The OPs issued a passbook. Complainant deposited the amount with the OPs at Karnal through Munish Jain and all entries are made in the Member ledger. Complainant deposited a total sum of Rs.1,18,140/- with the OPs. On 30.03.2019, complainant visited the office of OPs at Karnal and requested to pay the abovesaid amount alongwith interest and also to pay dividend, but OPs postponed the matter on one pretext or the other and till today OPs have not released the said amount. Then complainant sent a legal notice dated 04.06.2022 to the OPs but it also did not yield any result. In this way there is deficiency in service on the part of the OPs. Hence this complaint.

2.             Record perused.

3.             A careful perusal of the complaint reveals that in the entire complaint nowhere is mentioned that how much and when the alleged amount has been deposited by the complainant with the OPs.  Further, no maturity date has been mentioned. The record attached with the complaint is also not properly readable. Nobody appeared to defend the complaint. Without mentioning how much amount on which date deposited by the complainant and also without mentioning maturity date, it cannot be decided whether the present complaint is maintainable or not.

4.             Hence, in view of the above, present complaint is devoid of merits and deserves to be dismissed and same is hereby dismissed at the stage of admission.  However, complainant is at liberty to file a fresh complaint on the same cause of action by mentioning the deposition  or maturity date,  before the competent court of law, if so desired. The party concerned be communicated of the order accordingly and the file be consigned to the record room after due compliance.

Dated:14.09.2022                                                                      

                                                                  President,

                                                     District Consumer Disputes

                                                     Redressal Commission, Karnal.

 

 

(Vineet Kaushik)        (Dr. Rekha Chaudhary)      

                           Member                          Member