STATE CONSUMER DISPUTES REDRESSAL COMMISSION,
U.T., CHANDIGARH
Appeal No. | : | 125 of 2017 |
Date of Institution | : | 05.05.2017 |
Date of Decision | : | 09.05.2017 |
M.L.Ahuja, Aged 70 years, resident of House No.357, Sector 12-A,Panchkula, Haryana.
……Appellant
V e r s u s
1] M/s DLF (Now DHLF) Pramerica Life Insurance Co. Ltd., 4th Floor, Building No.9, Tower-8, Cyber City, DLF City, Phase-III, Gurgaon 122022 through its Managing Director cum C.E.O/Authorized Signatory.
2] M/s DLF (Now DHLF) Pramerica Life Insurance Ltd.
SCO No.2941-42, Sector 22-C, Chandigarh 160022 through its Manager/Authorized person/ Signatory
3] Rahul Ahuja, Mobile No.7838236395 through M/s Sridhar Insurance Brokers, Regd. Office SCO No.845, Ist Floor, NAC Manimajra, Chandigarh.
4] M/s Sridhar Insurance Brokers, Regd. Office SCO No.845, Ist Floor, NAC, Manimajra, Chandigarh.
5] M/s SBI Life Insurance Co. Natraj M.V. Road And Western Express, Highway Junction, Andheri (E) Mumbai 400069 through its Managing Director cum CEO/Authorized Signatory.
6] M/s SBI Life Insurance Co. Ltd., SCO No.109-10, First Floor, Sector 17-B, Chandigarh through its Regional Director.
…….Respondents
Appeal under Section 15 of the Consumer Protection Act, 1986 against order dated 08.03.2017 passed by District Consumer Disputes Redressal Forum-II, U.T. Chandigarh in Consumer Complaint No. 374/2015.
BEFORE: JUSTICE JASBIR SINGH (RETD.), PRESIDENT.
MR. DEV RAJ, MEMBER.
MRS. PADMA PANDEY, MEMBER
Argued by: Sh. M.L.Ahuja, appellant in person.
PER JUSTICE JASBIR SINGH (RETD.), PRESIDENT
Appellant/Complainant has filed this appeal against order dated 8.3.2017 passed by the District Consumer Disputes Redressal Forum-II, U.T., Chandigarh (in short the Forum only), vide which his complaint was dismissed.
2. The dispute was raised qua 4 Insurance Policies, detail of those policies reads thus ;
Insurance Company | Policy Number | Policyholder/ Insured |
SBI Life Insurance Company | 35002977001 | Ms.Veena Ahuja |
DLF Pramerica Life Insurance Company | 000080830 | Mr.Puranjay Ahuja |
DLF Pramerica Life Insurance Company | 000090025 | Mr.Puranjay Ahuja |
Aegon Religare Life Insurance | 111113339427 | Mr.Puranjay Ahuja |
It was case of the complainant that the Policies were sold to him under misrepresentation and he had sought refund of the amounts paid.
3. The Forum noticed that all the policies were issued in the year 2010 and 2011. The complaint was filed in the year 2015, and as such, it was barred by limitation. Taking note of the provision of Section 24-A of the Consumer Protection Act, complaint was dismissed.
4. The view taken by the Forum is perfectly justified. There is nothing on record to show that why the complainant/his relations failed to act and react when the policies were issued in the year 2010 and 2011 respectively. No inter-se correspondence between the parties qua wrong issuance of policies and seeking refund within two years of issuance of the policies has been placed on file. In view of the above, no case is made to interfere in the order, under challenge.
5. For the reasons recorded above, the appeal, being devoid of merit, must fail, and the same is dismissed, with no order as to costs. The order of the District Forum is upheld.
6. Certified copies of this order, be sent to the parties, free of charge.
7. The file be consigned to Record Room, after completion.
Pronounced.
09.05.2017
