DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, SAHIBZADA AJIT SINGH NAGAR (MOHALI)

                                  Consumer Complaint No.108 of 2016

                                                Date of institution:  20.05.2016                                         Date of decision   :  12.09.2016

Gurdev Kaur wife of Karam Singh Bains, resident of village Bains, Tehsil Shri Anandpur Sahib, District Ropar.

                                  ……..Complainant

                                        Versus

M/s. Bajwa Developers Limited through its Managing Director Shri Jarnail Singh Bajwa, Office at Sunny Enclave, Desu Majra, Tehsil Kharar, District Mohali.

                                                              ………. Opposite Party

Complaint under Sections 12 to 14

of the Consumer Protection Act

Quorum

Shri Ajit Pal Singh Rajput, President                          Shri Amrinder Singh Sidhu, Member.

Mrs. R.K. Aulakh, Member.

Present:    Shri Abhishek Bhateja, counsel for the complainant.

                Shri Kulwinder Singh, counsel for the OP.

ORDER

By Ajit Pal Singh Rajput, President

                Complainant, Gurdev Kaur wife of Karam Singh Bains, resident of village Bains, Tehsil Shri Anandpur Sahib, District Ropar, has filed this complaint against the Opposite Party (hereinafter referred to as the OP) under Sections 12 to 14 of the Consumer Protection Act. The brief facts of the complaint are as under:

2.             The OP had floated a scheme for developing a housing project in Sector 74-A, Mohali under the name and style of Sunny Apartments. The complainant submitted application for booking of 2 BHK BR No.(2692) Apartment  having Apartment No.2692 at Sunny Apartment F21 Mohali, Sector 74-A, 117 Mohali having covered area of 900 sq. ft. at a sale consideration of Rs.24,00,300/- which was rounded to Rs.24,00,000/-. The complainant had purchased this apartment initially by paying  an amount of Rs.3,00,000/- and receipt No.PB 303/35  was issued by the OP. Another payment of Rs.2,00,000/- in cash was made by the complainant  to the OP on 10.06.2011 vide receipt No.PB 303/36. Again a sum of Rs.1,00,000/- was paid by the complainant to the OP on 01.08.2011 vide receipt No. BY 303/37.  Thus, the complainant made a total payment of Rs.6,00,000/- to the OP.  A buyers agreement was executed between the parties on 03.08.2011.  Entry of receipt of aforesaid amounts was mentioned in the buyers agreement. The construction of the residential unit was to be completed within a period of 18 months i.e. by 01.02.2013. The remaining amount was to be paid to the OP in 5 installments @ Rs.3,60,000/- by 01.02.2013.  Subsequently, the complainant made payment of Rs.3,00,000/- to the OP through cash on 02.08.2012 entry of which was also made in the buyers agreement. Thereafter, the complainant had not made payment of rest of the installments as there was no construction, development made by the OP. Even the OP also never raised any demand of money. The complainant was and is still ready to make the payments provided the flat is handed over to her by the OP. Till date the complainant has made a total payment of Rs.9,00,000/- to the OP.  The complainant made number of calls and also visited the office of the OP but could not get a satisfactory response. Feeling aggrieved the complainant got issued legal notice dated 09.01.2016 to the OP but no reply to the same was given by the OP.  The complainant also came to know that certain permissions were pending which are necessary for approval of the project and had not been taken by the OP. The complainant vide various letters/e-mails asked the OP about the date of possession but never got reply.  The OP is using the funds of the complainant for other profitable business and earning profits which amounts to unfair trade practice.  Hence this complaint for giving directions to the OP to refund the deposited amount of Rs.9,00,000/- alongwith interest @ 18% per annum; compensation of Rs.2,50,000/- for harassment and stress and Rs.33,000/- as litigation expenses.

3.             The complaint is contested by the OP by filing reply, in which it had raised certain preliminary objections, inter alia, that the this Forum has no jurisdiction to entertain and try the complaint as the sale consideration of the flat is Rs.24,00,000/-; the complainant is stopped by her own act and conduct as she herself agreed to pay the installments due within stipulated period as per agreement to which the complainant has failed, as per Clause 3 of the agreement the amount deposited by the complainant is liable to be forfeited. Approvals of the project are under process and it will take time for getting the approval and possession of the flat.  The complainant had paid only Rs.9,00,000/- out of Rs.24,00,000/- and has committed default in making payment of remaining installments. On merits, the OP has denied the averments of the complaint and prayed for dismissal of the complaint.

4.             In order to prove the case, the complainant tendered in evidence her affidavit Ex. CW-1/1; copies of buyer agreement Ex.C-1; legal notice Ex.C-2; original postal receipt Ex.C-3; 10 original photographs Ex.C-4 to C-13 and the information received under RTI Ex.C-14 and C-15. In rebuttal the OP tendered in evidence affidavit of Jarnail Singh Bajwa, its MD Ex.OP-1/1.

5.             It has been argued by learned counsel for the complainant that 2 BHK BR Apartment No.2692 at Sunny Apartment F21 Mohali, Sector 74-A, 117 Mohali having covered area of 900 sq. ft.  was allotted to the complainant at a sale consideration of Rs.24,00,300/- which was rounded to Rs.24,00,000. This apartment was purchased by the complainant initially by paying amounts of Rs.3,00,000/- .  Payment of Rs.2,00,000/- and Rs.1,00,000/- were made by the complainant to the OP on 10.06.2011 and 01.08.2011. Thereafter, buyers agreement was executed between the parties on 03.08.2011 and the construction of the apartment was to be completed within a period of 18 months i.e. by 01.02.2013. The complainant made payment of Rs.6,00,000/- to the OP at the time of signing of buyers agreement on 03.08.2011 and Rs.3,00,000/- on 02.08.2012. As there was no construction, development made by the OP, the complainant visited the OP for refund of the deposited amount but no reply was given by the OP. 

6.             On the other hand, the learned counsel for the OP has contended that the complainant has committed default in making payment of installments as per buyers agreement dated 03.08.2011.  The complainant herself has agreed to pay the installments within the stipulated period as per the buyers agreement.  Learned counsel for the OP has relied upon the decision of Hon’ble State Consumer Disputes Redressal Commission Punjab in  case titled as M/s. Bajwa Developers Ltd. Vs. Gurinder Singh in First Appeal No.329 of 2015 decided on 01.08.2016,  in which the Hon’ble State Commission while relying upon the decision of Hon’ble National Commission in 2015(1) CPJ 514 (Randhir Singh and Anr. Vs. Omaxe Chandigarh Extension Developers Pvt. Ltd.)  has held in Para No.9 that as  the complainants were  defaulter in not making the payment of installments; to which they had agreed, they were not entitled to any interest.

7.             We have gone through the pleadings, evidence and written arguments of the parties and heard the oral submissions, addressed by the learned counsel for the parties. We are of the opinion that in the present case also the complainant had paid Rs.9,00,000/- to the OP but did not pay the remaining installments as it is established from the material placed on record by the complainant. Thus the complainant cannot be held entitled to any interest on the deposited amount.

8.             In view of our aforestated discussion and the judgment citied by the OP of Hon’ble State Commission, Punjab in case titled as M/s. Bajwa Developers Ltd. Vs. Gurinder Singh (Supra), we are of the view that the present case is also covered by the aforestated judgment.

9.            Accordingly, we direct the OP to refund the deposited amount of Rs.9,00,000/- (Rs. Nine lacs only) to the complainant. We also find that complainant is entitled to a sum of Rs.25,000/- (Rs. Twenty five thousand only) on account of mental agony caused to the complainant due the negligent act of the OP and litigation cost of Rs.5000/- (Rs. Five thousand only).   The present complaint stands partly allowed.            

                The OP is further directed to comply with the order of this Forum within 45 days from the date of receipt of this order, otherwise the OP shall be liable to pay 8% interest per annum on the total cost awarded.

                The arguments on the complaint were heard on 07.09.2016 and the order was reserved. Now the order be communicated to the parties. Copy of the order be sent to the parties free of cost and thereafter the file be consigned to the record room.

Pronounced

Dated: 12.09.2016    

                                         (A.P.S.Rajput)           

President

                 (Amrinder Singh Sidhu)

                  Member

(Mrs. R.K. Aulakh)

Member