West Bengal

Howrah

CC/123/2022

MR. RAMESH KUMAR MADHOGARIA - Complainant(s)

Versus

MAX LIFE INSURANCE PRIVATE LIMITED - Opp.Party(s)

B. GAYATRI

27 May 2022

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION HOWRAH
20, Round Tank Lane, Howrah 711 101.
Office (033) 2638 0892, 0512 Confonet (033) 2638 0512 Fax (033) 2638 0892
 
Complaint Case No. CC/123/2022
( Date of Filing : 28 Apr 2022 )
 
1. MR. RAMESH KUMAR MADHOGARIA
71, JELIYA PARA LANE, SALKIA NEAR WATER TANK P.S GOLABARI HOWRAH -711106
HOWRAH
WEST BENGAL
...........Complainant(s)
Versus
1. MAX LIFE INSURANCE PRIVATE LIMITED
11TH FLOOR DLF SQUARE BUILDING,JACARANDA MARG, DLF CITY PHASE II, GURUGRAM HARYANA
GURUGRAM
HARYANA
2. MAX LIFE INSURANCE PRIVATE LIMITED
15A, 2ND AND 3RD FLOOR, CONTINENTAL CHAMBERS, HEMANTA BASU SARANI, KOLKATA GPO
KOLKATA
WEST BENGAL
3. MR. HEMANTA BANERJEE
1/2 KRISHNA ENCLAVE, BHAJAN LAL LOHIA LANE, HOWRAH
HOWRAH
WEST BENGAL
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Sankar Kumar Ghosh PRESIDENT
 HON'BLE MRS. Smt. Babita Chaudhuri MEMBER
 
PRESENT:B. GAYATRI, Advocate for the Complainant 1
 
Dated : 27 May 2022
Final Order / Judgement

Order No. 2                                                                                        Dated: 27.05.2022

Today is fixed for admission hearing.

Ld. Advocate is present

Case is taken up for admission hearing.

Hd. the ld. Advocate of the Complainant.  Perused. Considered.

Complainant in his petition of complaint made allegations against opposite party 2 for alleged misguidance. 

            It may be noted that complainant is not a minor.  It is alleged by the complainant that O.P. 2 had made all efforts to mischievously convince and made pleased the complainant about the alleged benefits of the alleged plan of concerned policy and O.P. 2 convinced complainant to buy the policy in question upon submission of certain papers by the complainant and O.P. 2 at the time of collection of relevant documents asked   complainant to furnish several documents of his son, Rahul Madhogaria  to be named as the nominee of the policy.

            It is categorically alleged by the complainant that the O.P. 2 had made the complainant  signed on blank on the Insurance papers and assured the same would be sent to him by post.

            We are not getting any indication to the effect from the petition of the complaint that complainant is not mentally alert and physically unfit.  So, it can easily be presumed that complainant by putting his proper intelligence and after taking in view the pros and coins about the proposed Life Insurance plan, he has chosen to accept the plan in question.

            It is also fact that complainant is not a minor. So, allegations of convincing by O.P. 2 to complainant can not and does not arise and whatever decision complainant took that is his independent view and blaming of complaisant against O.P. 2 is not at all believable.

            From the contents of complaint it can easily be inferred that complainant is a consumer no doubt to the O.P.s but complainant has failed totally to establish that prima facie there are materials are existing to proceed further with the case and in that view  the matter of the instant petition of complaint stands rejected.

Dictated and corrected by me

 

          President                                               Member,                                   President,

   D.C.D.R.C. Howrah                            D.C.D.R.C. Howrah                    D.C.D.R.C. Howrah

 
 
[HON'BLE MR. Sankar Kumar Ghosh]
PRESIDENT
 
 
[HON'BLE MRS. Smt. Babita Chaudhuri]
MEMBER
 

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