Tamil Nadu

South Chennai

CC/181/2014

Smt.A.Haseena Begum - Complainant(s)

Versus

Max Life Insurance Co. Ltd - Opp.Party(s)

S.Srinivasan

03 Sep 2018

ORDER

                                                                                Date of Filing  : 07.04.2014                                                                          Date of Order  : 03.09.2018

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, CHENNAI (SOUTH)

@ 2^ND Floor, Frazer Bridge Road, V.O.C. Nagar, Park Town, Chennai-3.

 

PRESENT: THIRU. M. MONY, B.Sc., L.L.B, M.L.                : PRESIDENT

                 TMT. K. AMALA, M.A., L.L.B.                           :  MEMBER-I

   

C.C. No.181/2014

DATED THIS MONDAY THE 03^rd DAY OF SEPTEMBER 2018

Smt. A. Haseena Begum,

W/o. Late. G. Ahmed Basha,

H. No.13, Anna Street,

Namachivaya Flats,

Kovilpathagai,

Poompozhil Nagar,

Avadi,

Chennai – 600 062.                                                    .. Complainant.

                                                     

    ..Versus..  

    

1. The Assistant Manager (Claims),

MAX LIFE INSURANCE CO. LTD.,

No.90 A, Sector 18, Udyog Vihar,

Gurgaon – 122 015.

 

2. The Manager (Operations),

MAX LIFE INSUURANCE CO. LTD.,

Adyar,

Chennai – 600 020.

 

3. The Manager,

AXIS Bank Ltd.,

Retail Asset Center,

Nathella Arcade, 3^rd Floor,

No.37, South Usman Road,

T. Nagar,

Chennai – 600 017.                                                .. Opposite parties.

 

Counsel for the complainant                : M/s. S. Srinivasan & another  

Counsel for the opposite parties 1 & 2 : M/s. N. Kishore Kumar &

                                                                 another

Counsel for the 3^rd opposite party        : M/s. A.S. Kailasam &

                                                                 Associates

                                                           

ORDER

THIRU. M. MONY, PRESIDENT

This complaint has been filed by the complainant against the opposite parties under section 12 of the Consumer Protection Act, 1986 praying to disburse the entire amount of Rs.9,00,000/- approximately covered under the Certificate of Insurance issued under Max Life Group Credit Life Plan Policy No.124897 vide Product UIN:104N018V01 pertaining to the Certificate No.PHR008200606366 dated:30.11.2012, to the AXIS Bank Ltd., Retail Asset Center, Nathella Arcade, 3^rd Floor, No.37, South Usman Road, T. Nagar, Chennai – 600 017, notwithstanding the amount paid by the complainant after the death of the insured member, to refund the entire amount of Rs.33,582/- approximately which was paid by the complainant to the Axis Bank subsequent to the death of the complainant’s husband due to its coercive attitude, along with interest at the rate of 18% p.a. and penal interest from the date of receipt till the date of realization by the complainant  and to pay a sum of Rs.9,00,000/- towards compensation for mental agony, loss and harassment with cost of Rs.10,000/- to the complainant.

 Proof Affidavit of the complainant not filed for a long time to prove the contents in the complaint.   Complainant and Counsel also called absent for a long time.  Complaint is dismissed for default.

 

MEMBER –I                                                                       PRESIDENT