THE KERALA STATE  CONSUMER DISPUTES REDRESSAL  COMMISSION

VAZHUTHACAUD,  THIRUVANANTHAPURAM.

APPEAL .  NO - 711/2017

ORDER DATED. 28/11/2017

PRESENT:-

HON’BLE JUSTICE SRI. S.S.SATHEESACHANDRAN  : PRESIDENT

SRI. V.V.JOSE      : MEMBER

APPELLANTS:

1. Zachariah Mathew,

Tholottayil Prathyasha,

Mavelikkara P.O.

2. Preeth Mathew Zachariah,

S/o. Zachariah Mathew,

Tholottayil Prathyasha, MavelikkaraP.O.

3. Vineeta Sarah Philip, W/o. Preeth Mathew Zachariah,
4.  

V/S                                                  

RESPONDENTS:

1. The Managing Director,

Muthoot finance Ltd,

Opp. Saritha Theatre, Banarjee road,

2. The Manager, Muthoot finance Ltd,
3.  

                                                      (2)

ORDER

HON’BLE JUSTICE SRI. S.S.SATHEESACHANDRAN  : PRESIDENT    

          Complainants are the  appellants.  Complaint filed by them alleging  deficiency of service  by the respondents / opposite parties,  after enquiry,  was allowed  by the  district forum.

          The only grievance espoused  by the  appellants is that the lower forum should  have awarded   interest  on the principal  sum  of               Rs. 15,33,000/- ( Rupees fifteen lakh thirty three thousand only ) to the complainant  from the date of deposits made and not from the date of complaint  till  realization  as stated  in the Order.

          We heard the counsel for the appellant and also perused the Order passed by the forum which is challenged in   appeal   limited   to the extent     indicated above.  Learned counsel appearing for appellants  would state  that in the complaint   filed  before the forum specific  particulars  were given as to the dates on which the amounts covered   by   Rs. 15, 33, 000/-(  Rupees fifteen lakh thirty three thousand  only ) were deposited in the bank.  The principal  amount stated in the complaint  which is alleged to have been  misappropriated  by an officer of the opposite party was  stated 

                                                                   (3)

as  1,533000/- and the relief was  canvassed  for refund of that amount   with interest .  Consumer forum is not   expected to have  a    roving  enquiry as to the  amount which could  be legally recovered  from the bank  when there  was   misappropriation  of  funds deposited.  It has got only a limited  role  to examine  whether there was deficiency of service  as  alleged   and if that  is established  to grant   appropriate  relief.  An  enquiry  to award interest based on the dates  of   deposits  covered by principal sum   does not arise.  Taking evidence  on that  question is not at all possible in a proceeding  arising from a consumer complaint.  A statement of account   calculating  interest  on deposits made from time to time  may  be possible  in a   suit  instituted before a court, but not before a forum  where a   time limit  of 3 months for   disposal  of a complaint is mandated.    

          We find no impropriety   in   the  Order passed by the forum   over the awarding of interest  on the principal  sum claimed by  the appellants from

                                                                   (4)

the date of complaint  till realization .  Appeal is devoid of any merit,  and it is dismissed as not admitted.    

 JUSTICE  S.S.SATHEESACHANDRAN  : PRESIDENT

V.V.JOSE                                                       :  MEMBER

Sh/-

.