Orissa

Jagatsinghapur

CC/29/2017

PRAVASH BALIYARSINGH - Complainant(s)

Versus

MANAGER BANK OF INDIA PRADEEP BRANCH - Opp.Party(s)

Mr. N.C. Dash & Associates

07 Oct 2023

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION JAGATSINGHPUR
JAGATSINGHPUR
 
Complaint Case No. CC/29/2017
( Date of Filing : 02 Mar 2017 )
 
1. PRAVASH BALIYARSINGH
VILL-BHUTAMUNDAI PS-PARADEEP LOCK
JAGATSINGHPUR
...........Complainant(s)
Versus
1. MANAGER BANK OF INDIA PRADEEP BRANCH
AT/PO-PARADEEP
JAGATSINGHPUR
2. MANAGING DIRECTOR BANK OF INDIA
C-5, G -BLOCK BANDRA COMPLEX BANDRA (EAST) MUMBAI -400051
3. R.M , BANK OF INDIA
1/ID , JAYADEV VIHA NAYAPALLI BBSR -751015
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. PRAVAT KUMAR PADHI PRESIDENT
 HON'BLE MRS. MADHUSMITA SWAIN MEMBER
 
PRESENT:
 
Dated : 07 Oct 2023
Final Order / Judgement

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                        JUDGMENT

            Complainant has filed the consumer complaint U/s.12 of Consumer Protection Act, 1986 seeking not to repossess machine (Excavator) Sl.No.14SEY022000281 and to supply loan agreement, reschedule the rest of lone and to exonerate from any other charges  and pay compensation of Rs.1,50,000/-.

           This case was heard and order was reserved on 04.9.2019 but order was not pronounced. Fresh notice to complainant was issued on 23.5.2023 but none appeared for both the parties we have gone through the records and found that Complainant took loan of Rs.49,30,000/- on 08.3.2014 to repay in  monthly EMIs. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement and already enjoyed the interim order since 03.3.2017.

            However taking a lenient view we dispose of the consumer complaint directing the opposite parties to supply the loan agreement copy and any other document as required by complainant available with opposite parties and may charge the fees to that effect. The complainant shall pay entire pending EMIs & other dues within a period of 45 days from the date of passing of the order or 30 days from the date of receipt of the order, whichever is earlier. For failure to pay the entire amount, the opposite parties are free to take action as per agreement/rule/law. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.

            Pronounced in the open Commission on this 07th Oct.,2023.

 
 
[HON'BLE MR. PRAVAT KUMAR PADHI]
PRESIDENT
 
 
[HON'BLE MRS. MADHUSMITA SWAIN]
MEMBER
 

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