C.C. No.102/2021

Nilamani Satapathy,

S/o. Sadhu Charan Satapathy,

Vill.- Pipal Madhab,

P.S.- Tirtol,

Dist.- Jagatsinghpur.                                                    ..…….  Complainant

                               (Versus)

1. Manager,

Bajaj Alianz Finance Ltd.,

2. Rajendra Mishra,  

Vill./P.O.- Rahama,

P.S.- Tirtol,

Dist.- Jagatsinghpur,

Agent of Bajaj Finance Ltd. …..… Opposite parties

For Complainant………..Mr. N.R. Mohapatra & Associates

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                             JUDGMENT

           Complainant has filed this consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking following reliefs;

            “Direct the opposite party No.1 to receive rest amount of sanctioned loan at one time deducting Rs.26,510/- and opposite party No.2 to deposit the cost of the litigation for his ill advice”.

            The brief fact of the case is that, the complainant without depositing any land document of any other security with the opposite party No.1 sanctioned the loan of Rs.1,28,000/-. On the instigation of the opposite party No.2 the complainant to avail loan with a condition that the complainant will deposit Rs.3,000/-. But in January, 2021 Rs.6,085/- along with Rs.2,000/- towards process fee was deducted from his savings account and also another month the opposite party deducted Rs.4,085/- along with Rs.2,000/- process fee per month from February, 2021 to May, 2021.  The opposite party No.2 mislead the complainant for availing of loan and the loan amount per month will be deposit at Rs.3,000/- according to his version, the complainant availed the same loan.  But the complainant is unable to repay the loan per month as per the demand of the opposite party No.1. 

            Notice to opposite party No.2 was not sufficient for which this Commission vide order dt.05.8.2021 directed to take fresh step and repeated the same not less than 15 times from 05.8.2021 to till date within 2 years but no fresh step taken by complainant and most of the occasion remain absent. Counsel for complainant is absent on call for which we dismiss the consumer complaint for not taking step as directed by this Commission and given liberty to file fresh application if cause of action survives. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.

            Pronounced in the open Commission on this 28^th June,2024.