C.C. No.344/2022

Sri Pratap Kumar Sahoo,

S/o. Babaji Charan Sahoo,

At- GJAI Colony, Madhuban,

P.O./P.S.- Paradeep,

Dist.- Jagatsinghpur.……… Complainant

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1. Mahindra & Mahindra Financial Services Ltd.

Represented through its Branch Manager,

At- 1^st Floor, Unit-1, Nandishosh Arena,

G.A.1, Plot No.1246, Bapuji Nagar,

2. Mahindra & Mahindra Financial Services Ltd.

Represented through its Managing Director,

Registered office At- 2^nd Floor, Sadhana House,

Behind Mahindra Tower, 570 P.B. Marg,

Worli, Mumbai- 400018.

3. Branch Manager,

Mahindra & Mahindra Financial Services Ltd.

At- 2^nd Floor, Near IFFCO Chhack, Paradeep,

P.O./P.S.- Paradeep,

Dist.- Jagatsinghpur- 754142.

4. Regional Transport Officer, Chandikhol

P43M+JMC, chandikhol Chhak,

Khosalpur, Odisha- 755044. …..… Opposite parties

For Complainant………..Mr. P.K. Mohanty & Associates

For Opposite Parties……….Mr. P.K. Ray & Associates

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                             JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking not to repossess his vehicle bearing Regd. No.OD-04-M-8928 and to supply loan agreement and other documents etc. and pay compensation of Rs.4,90,000/-.

            Complainant took loan of Rs.25,13,546/- to repay in 50 monthly EMI @ Rs.37,000/- and rest Rs.70,454/- for 5 EMI commencing from 15.9.2021 to 15.10.2025. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement and relationship between complainant and opposite parties is that of Debtor and Creditor and we find on deficiency in service on the part of opposite parties.

            However taking a linnet view we dispose of the consumer complaint directing the opposite parties to supply the loan agreement copy and any other document as required by complainant available with opposite parties. The complainant shall pay his regular EMI and in addition to that pay Rs.30,000/- (thirty thousand) in each month towards pending EMI and clear the entire dues as per agreement. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.  

            Pronounced in the open Commission on this 11^th Sept.,2024.