ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                          JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking to release his vehicle bearing Regd. No.OD-02-BL-4781 and to supply loan agreement and other documents etc.

            Complainant took loan vide loan agreement No.6924608 dtd.24.6.2020. Complainant failed to pay and violated the agreement for which new agreement bearing No.7388438 dt.05.6.2021 has come into existence wherein Rs.6,74,924/- is the finance amount and the finance charges thereon is Rs.3,21,956/- and thus the net agreement value of Rs.9,96,881/- which is payable in 61 EMIs from the date of 10.7.2021 to 10.7.2026. Out of which the first 6 EMIs were fixed @ Rs.10,000/- each and the rest 56 EMIs were fixed @ Rs.17,034/- each. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement and it is also stated in written version that the documents sought for by complainant has been supplied.

            However taking a linnet view we dispose of the consumer complaint directing the opposite parties to supply the loan agreement copy and any other document as required by complainant available with opposite parties and may charge the fees to that effect. The complainant shall pay his regular EMI and in addition to that pay Rs.10,000/- (ten thousand) in each month towards pending EMI. For failure to pay regular EMI and additional amount, the opposite parties are free to take action as per agreement rule/law. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.  

            Pronounced in the open Commission on this 11^th August,2023.