Date of Filing: 28.12.2023

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION: JAGATSINGHPUR

Present:

                        1. Mr. P. K. Padhi      ………………..        President

                        2. Mrs. M. Swain       ……………….        Member

                                                                                   C.C. No.379/2023

Amulya Palai,

S/o.Gundichi Palai,

At/P.O.- Bhitaraandhari,

P.S.- Ersama,

Dist.- Jagatsinghpur.…………. Complainant

                   (Versus)

1. Mahindra & Mahindra Financial Services Ltd.,

Represented through its Branch Manager,

At- 1^st Floor, Unit-1, Nandighosh Arena,

G.A.-1, Plot No.1246, Bapuji Nagar,

Bhubaneswar- 751009.

2. Mahindra & Mahindra Financial Services Ltd.,

Represented through it Managing Director,

Registered Office At- 2^nd Floor,

Sadhana House, Behind Mahindra Tower,

570 P.B. Marg, Worli,

Mumbai- 400018.

3. Branch Manager,

Mahindra & Mahindra Financial Services Ltd.,

At- 2^nd Floor, Near IFFCO Chhack, Paradeep,

At/P.O./P.S.- Paradeep,

Dist.- Jagatsinghpur. …..… Opposite parties

For Complainant………..Mr. M.C. Swain & Associates

Opposite Parties……….Ex-parte

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                                JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking to supply copy of agreement and up to date balance sheet of loan and not to repossess/seize vehicle bearing Regd. No.OD-21-K-8589.

            Opposite parties were set ex-parte on 26.6.2024. Complainant took loan of Rs.5,50,000/- on 28.01.2019 to repay in 61 monthly EMI @ Rs.14,400/- commencing from 05.4.2019 to 05.4.2024. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement.

            However taking a lenient view we dispose of the consumer complaint directing the opposite parties to supply the loan agreement copy and balance sheet as required by complainant. The complainant shall pay pending EMI prior to supply of documents as the period of contract/agreement is already over on 05.4.2024. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.  

            Pronounced in the open Commission on this 29^th Nov.,2024.