Orissa

Jagatsinghapur

CC/207/2022

Satyadip Pattanaik - Complainant(s)

Versus

M.D. Indusind Bank Ltd. - Opp.Party(s)

Mr.S.K.Naik

10 Aug 2023

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION JAGATSINGHPUR
JAGATSINGHPUR
 
Complaint Case No. CC/207/2022
( Date of Filing : 02 Aug 2022 )
 
1. Satyadip Pattanaik
S/o Pradip Kumar Pattanaik, At- Balarampur, PO/PS- Kujang, Dist- Jagatsinghpur
...........Complainant(s)
Versus
1. M.D. Indusind Bank Ltd.
Regd Office at 2401, Gen Thimmaya Road, East Street, Pune- 411001
2. B.M., Indusind Bank Ltd. (CFD),
At- 1st Floor, Manorama Chambers, Rashulgarh, Bhubaneswar- 751010
3. B.M., Indusind Bank Ltd. (CFD),
At- IFFCO Chhak, (Near TVS Showroom), P.O./P.S.- Paradeep, Dist.- Jagatsinghpur
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. PRAVAT KUMAR PADHI PRESIDENT
 HON'BLE MRS. MADHUSMITA SWAIN MEMBER
 
PRESENT:
 
Dated : 10 Aug 2023
Final Order / Judgement

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                                      JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking not to repossess MAHINDRA BLAZO Truck bearing Regd. No.OR-04-L-8775 and to supply loan agreement and other documents etc. and pay compensation of Rs.3,60,000/-.

            Complainant took loan on 16.8.2018 to repay in 88 monthly EMI @ Rs.68,890/-commencing from 21.10.2018 to 21.11.2025. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement.

            However taking a linnet view we dispose of the consumer complaint directing the opposite parties to supply the loan agreement copy and any other document as required by complainant available with opposite parties and may charge the fees to that effect. The complainant shall pay his regular EMI and in addition to that pay Rs.10,000/- (ten thousand) in each month towards pending EMI. For failure to pay regular EMI and additional amount, the opposite parties are free to take action as per agreement rule/law. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.  

            Pronounced in the open Commission on this 10th August,2023.

 
 
[HON'BLE MR. PRAVAT KUMAR PADHI]
PRESIDENT
 
 
[HON'BLE MRS. MADHUSMITA SWAIN]
MEMBER
 

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