C.C. No.166/2021

Prdipta Kumar Jena,

S/o. Prafulla Kumar Jena,

At- Qtr. No.GJAI-539, Madhuban,

P.O./P.S.- Paradeep,

Dist.- Jagatsinghpur.                                                   ………. Complainant     

                              (Versus)

1. M.D., HDFC Bank Ltd.

Regd. Office HDFC Bank House,

Senapati Bapat Marg,

Lower Parel (West),

Mumbai- 400013.

2. B.M., HDFC Bank Ltd.,

Hotel Paraser Building,

At- Atharabanki,

P.O./P.S.- Paradeep,

Dist.- Jagatsinghpur.

3. B.M., HDFC Bank Ltd.

At- A/62/1, Unit 8, Nayapalli,

Bhubaneswar- 751012.                                     …..… Opposite parties                 

For Complainant………..Mr. M.C. Swain, Advocate

Opposite Parties ………..Ex-parte

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                                JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking not to repossess his vehicle bearing Regd. No.OD-05-AJ-5550 and to supply loan agreement, reschedule the loan  and other documents etc. and pay compensation of Rs.1,90,000/-.

            Complainant took loan of Rs.30,70,000/- on 25.6.2018 to repay in 63 monthly EMI @ Rs.68,050/- commencing from 05.9.2018 to 05.11.2023. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement.              

            Pronounced in the open Commission on this,2024.