Orissa

Jagatsinghapur

CC/124/2022

Bansidhar Sethi - Complainant(s)

Versus

M.d, Cholamandalom Investment & finance ltd - Opp.Party(s)

Mr.S.K.Naik

25 Sep 2024

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION JAGATSINGHPUR
JAGATSINGHPUR
 
Complaint Case No. CC/124/2022
( Date of Filing : 26 May 2022 )
 
1. Bansidhar Sethi
S/o. Late Dolagobinda Sethi, At- Ranipada, P.O./P.S.- Biridi, Dist.-Jagatsinghpur
...........Complainant(s)
Versus
1. M.D, Cholamandalom Investment & finance ltd
Corporate Office at Dare House 1st Floor, No.2, N.S.C. Bose Road, Chennai- 600001
2. Branch Manager, Cholamandalam Investment & Finance Co. Ltd
Srima Construction Building, Nayachowk, Madhupatana, Cuttack- 753010
3. Branch Manager, Cholamandalam Investment & Finance Co. Ltd
At- Bijayachandrapur Near IFFCO Chack, P.O./P.S.- Paradeep, Dist.- Jagatsinghpur
4. Manas Ranjan Das
S/o. Suresh Das, At- Mahatol, P.O./P.S.- Biridi, Dist.- Jagatsinghpur
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. PRAVAT KUMAR PADHI PRESIDENT
 HON'BLE MRS. MADHUSMITA SWAIN MEMBER
 
PRESENT:Mr.S.K.Naik, Advocate for the Complainant 1
 Mr. M.C. Swain, Advocate, Advocate for the Opp. Party 1
 Mr. N.P. Mohanty, Advocate, Advocate for the Opp. Party 1
Dated : 25 Sep 2024
Final Order / Judgement

                                                                                        C.C. No.124/2022

 

Banshidhar Sethi,

S/o. Late Dolagobinda Sethi,

At- Ranipada,

P.O./P.S.- Biridi,

Dist.-Jagatsinghpur. ……… Complainant​

  1. Managing Director,

Cholamandalam Investment & Finance Co. Ltd.

Corporate Office at Dare House

  1.  

Chennai- 600001

  1. Branch Manager,

Cholamandalam Investment & Finance Co. Ltd.

Srima Construction Building,

Nayachowk, Madhupatana,

Cuttack- 753010.

  1. Branch Manager,

Cholamandalam Investment & Finance Co. Ltd.

At- Bijayachandrapur (Near IFFCO Chack),

P.O./P.S.- Paradeep,

Dist.- Jagatsinghpur.

  1. Manas Ranjan Das,

S/o. Suresh Das,

At- Mahatol,

P.O./P.S.- Biridi,

Dist.- Jagatsinghpur.…..… Opposite parties

 

For Complainant ………..Mr. S.K. Naik & Associates

For O.P. No.1 to 3……….. Mr. M.C. Swain, Advocate

For O.P. No.4………..Mr. N.P. Mohanty, Advocate

 

Date of Hearing: 23.8.2024                      Date of Judgment: 25.9.2024

ORDER BY HON’BLE MEMBER- MRS. M. SWAIN:

                                                                                                  JUDGMENT

             Dispute between the parties relates to debtor and creditor. The agreement period between complainant and opposite parties have already expired on 15.7.2021. As the installment period was from 15.8.2016 to 15.7.2021 as revealed from account statement dt.21.6.2022 and as per Tripartite Agreement the vehicle was refinanced in favour of opposite party No.4 and opposite party No.4 has paid EMIs from 28.9.2019 onwards and dispute arose in between complainant and opposite party No.4 as opposite party No.4 was earlier managing the vehicle and paying EMI priorr to Tripartite Agreement. The agreement/contract period with opposite party No.4 has also expired on 28.8.2024 as revealed from account statement dt.31.5.2022.

            Thus the entire dispute is in between complainant, opposite party No.4 and financer. No case has been make out as to how there is deficiency in service or unfair trade practice to get relief. Thus we find no merit in the consumer complaint and accordingly the consumer complaint is dismissed. No cost.   

            Pronounced in the open Commission on this 25th Sept.,2024.

 
 
[HON'BLE MR. PRAVAT KUMAR PADHI]
PRESIDENT
 
 
[HON'BLE MRS. MADHUSMITA SWAIN]
MEMBER
 

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