Complainant/petitioner’s husband had taken a policy for a sum of Rs.5 Lac on 12.2.2005.  He died on 10.5.2005 within a period of three months of taking of the policy.  Claim lodged by the petitioner was repudiated, aggrieved against which the petitioner filed the complaint before the District Forum.

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District Forum allowed the complaint and directed the respondent insurance company to pay the assured amount but without any interest. 

Respondent complied with the order and paid the sum of             Rs.5 Lacs in full and final settlement in the presence of Advocate of the petitioner.  Sh. K. G. Mishra, Advocate had signed as witness on the settlement arrived at.

          Against the order passed by the District Forum denying the interest on the awarded amount and compensation, petitioner filed the appeal before the State Commission seeking interest on the awarded amount.

          State Commission has rejected the appeal.  It has been held that the petitioner having accepted the amount in full and final settlement could not be entitled to get the interest or the compensation.

We agree with the view taken by State Commission.  The awarded amount was accepted by petitioner in full and final settlement which was witnessed by counsel for the petitioner.  Petitioner had the advantage of the advise of lawyer and inspite of

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that the petitioner accepted the money without protest.  We will assume that the petitioner had accepted the sum in full and final settlement of the dispute.  Dismissed.