Order No. 02        Dated :    02.03.2020

            To day is fixed for Admission Hearing.

            Ld. Advocate for the complainant is present.

            The case is taken up for Admission Hearing.

            Heard the Ld. Advocate for the complainant who submits that the complainant is the registered owner of vehicle bearing  Registration No. WB 70C 5668 (Hundai I 20) and the said vehicle was insured with the OP. He further submits that the period of Insurance Policy was valid since by 10.2016 to midnight of 21.10.2016. According to him, the subject vehicle met with an accident  on 17.11.2016  for which the vehicle was totally damaged and ID Value  was Rs.3,68,046/- as per Policy Certificate. Complainant lodged claim but the OP repudiated the claim vide letter dated 31.05.2017. Hence, the consumer complaint.

            We have heard the Ld. Advocate for the complainant. Perused the consumer complaint coupled with its annexure thereto. Fact remains that the OP issued insurance policy for the period from 22.10.2016 to midnight of 21.10.2017 in respect of the subject vehicle and the vehicle met with an accident on 17.12.2016 It is also true that the complainant lodged claim vide no.301401201116110053601 to the OP / Insurer and the insurer vide letter dated 31.05.2017 repudiated the claim on the ground that the driving licence of the driver was not valid on the date of accident. Cause of action of the instant consumer case arose on 31.05.2017 i.e. the date of repudiation of the claim. The instant complaint has been filed on 17.02.2020 which is beyond the limitation of two years. There is also no prayer on the part of the complainant for condonation of delay. Thus, the Consumer Complaint is barred U/s 24A of the Consumer Protection Act, 1986.

            In view of the above aspect, we are not inclined to admit the complaint.

            Hence,

ORDERED

            That the consumer complaint is not admitted being bar red by limitation.