West Bengal

StateCommission

FA/761/2013

Branch Manager, Indusind Bank Ltd. - Complainant(s)

Versus

Kuldeep Singh - Opp.Party(s)

Mr. Ritobroto Banerjee

21 May 2015

ORDER

STATE CONSUMER DISPUTES REDRESSAL COMMISSION
WEST BENGAL
11A, Mirza Ghalib Street, Kolkata - 700087
 
First Appeal No. FA/761/2013
(Arisen out of Order Dated 19/11/2012 in Case No. Complaint Case No. CC/103/2011 of District Burdwan)
 
1. Branch Manager, Indusind Bank Ltd.
P.C. Chatterjee Market, 2nd Floor, G.T. Road East, Asansol - 713 302.
...........Appellant(s)
Versus
1. Kuldeep Singh
S/o Late Karam Singh, S.P. Mukherjee Road, Murgasol, Asansol - 713 303.
2. The Manager/Auth. Officer, Action Construction Equip Ltd.
Fomra Tower, 2nd Floor, 84/A, A.J.C. Bose Road, Opp. Gem Cinema, Kolkata - 700 014.
...........Respondent(s)
 
BEFORE: 
 HON'BLE MR. JUSTICE KALIDAS MUKHERJEE PRESIDENT
 HON'BLE MRS. MRIDULA ROY MEMBER
 HON'BLE MR. TARAPADA GANGOPADHYAY MEMBER
 
For the Appellant:Mr. Ritobroto Banerjee , Advocate
For the Respondent: Mr. R. S. Ganguly(Authorised Person)/, Advocate
 Mr. Rahul Ghosh, Advocate
ORDER

21/05/15

 

HON’BLE JUSTICE MR. KALIDAS MUKHERJEE, PRESIDENT

           

            These are the two Appeals bearing no.FA 570 of 2013 and FA 761 of 2013 arising out of the same judgment passed by Learned District Forum, Burdwan in case no.CC 103 of 2011 allowing the complaint and making some directions to the OP.  FA 761 of 2013 has been preferred by OP No.1 and FA 570 of 2013 by OP No.2.

            The case of the Complainant/Respondent, in short, is that he is a businessman and doing business at Asansol.  In connection with the business he purchased one Mobile Crane. The sale certificate was issued by OP No.2 in the name of the Complainant.  The Complainant made payment of instalments to the financing Bank.  But the Complainant could not put the Crane in operation on road due to non-availability of the permanent registration though the Crane was made available to him on 18/04/11.  The Complainant had to engage one operator/driver for the Crane with remuneration of Rs.8,000/- p.m. and he has to bear this expenditure although the Crane is inoperative.  For the said reason, the complaint was filed before the Learned District Forum.

            It is submitted by the Appellants that the Complainant purchased the Mobile Crane for commercial purpose and there is no mention in the pleading that the Complainant runs the business for earning livelihood by means of self-employment.  It is contended that the permanent registration certificate was allotted after the filing of the complaint case. 

            The Learned Counsel for the Appellant Bank has submitted that the Complainant took loan from the Bank for purchasing Mobile Crane and the loan has been repaid in full. 

            The Learned Counsel for the Complainant/Respondent has submitted that the order was passed wrongly by the Learned District Forum against OP No.1 and it should have been passed against OP No.2 of the complaint.  It is contended that the registration certificate has been issued after the filing of the complaint case.

            We have heard the submission made by both sides and perused the papers on record.  On perusal of the petition of complaint, we find that the Complainant is, admittedly, a businessman carrying on business at Asansol and in connection with the business he purchased the Mobile Crane.  There is no mention in the petition of complaint that the Complainant has been running the business for earning livelihood by means of self-employment.  In absence of such pleading it is evident that the Complainant purchased the Mobile Crane for commercial purpose and, therefore, he cannot be said to be a consumer within the meaning of section 2(1)(d) of the C. P. Act, 1986.  The Learned District Forum was not justified in allowing the complaint.  The Complainant is not entitled to get any relief. 

            Both the Appeals being no.FA 570 of 2013 and FA 761 of 2013 are allowed.  We set aside the impugned judgment and order.  The petition of complaint is dismissed.  This judgment will govern both the Appeals.

 
 
[HON'BLE MR. JUSTICE KALIDAS MUKHERJEE]
PRESIDENT
 
[HON'BLE MRS. MRIDULA ROY]
MEMBER
 
[HON'BLE MR. TARAPADA GANGOPADHYAY]
MEMBER

Consumer Court Lawyer

Best Law Firm for all your Consumer Court related cases.

Bhanu Pratap

Featured Recomended
Highly recommended!
5.0 (615)

Bhanu Pratap

Featured Recomended
Highly recommended!

Experties

Consumer Court | Cheque Bounce | Civil Cases | Criminal Cases | Matrimonial Disputes

Phone Number

7982270319

Dedicated team of best lawyers for all your legal queries. Our lawyers can help you for you Consumer Court related cases at very affordable fee.