NCDRC

NCDRC

RP/827/2010

M/S. SAHARA INDIA FINANCIAL CORPORATION LTD. & ORS. - Complainant(s)

Versus

KOMAL CHAND JAIN - Opp.Party(s)

M/S. ATHENA LEGAL

29 Sep 2016

ORDER

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI
 
REVISION PETITION NO. 827 OF 2010
 
(Against the Order dated 26/12/2009 in Appeal No. 484/2009 of the State Commission Chhattisgarh)
1. M/S. SAHARA INDIA FINANCIAL CORPORATION LTD. & ORS.
Through Branch Manager, Branch Office - Durg Rajnandgaon Gramin Bank, Ramadin Marg
Rajnandgaon
(Chhattisgarh)
2. M/S. SAHARA INDIA FINANCIAL CORPORATION LIMITED
Through General Manager, Head Office, 1, Kapoorthala Complex
Lucknow
Uttar Pardesh
3. M/S. SAHARA INDIA FINANCIAL CORPORATION LIMITED
Block No. 1 & 2, Third Floor, J.B. Wing, Mangalwari Complex, Sadar Bazar
Nagpur
Maharashtra
...........Petitioner(s)
Versus 
1. KOMAL CHAND JAIN
R/o. Mahavir Traders, Swami Vivekanand Chowk, Main Road, Dondilohara
Rajnandgaon
(Chhattisgarh)
...........Respondent(s)

BEFORE: 
 HON'BLE MR. JUSTICE D.K. JAIN,PRESIDENT
 HON'BLE MRS. M. SHREESHA,MEMBER

For the Petitioner :
Mr. Simranjit Singh, Advocate
Ms. Sonali Dhir, Advocate
For the Respondent :
Ms. Shweta Kapoor, Amicus Curiae

Dated : 29 Sep 2016
ORDER

The short question arising for consideration in this Revision Petition filed by Sahara India Financial Corporation Ltd., the Opposite Party in the Complaint, is as to whether the Complainant, the Respondent herein, could invoke the jurisdiction of a Consumer Fora under the Consumer Protection Act, 1986 after an award had been announced by the Sole Arbitrator on 05.11.2008, rejecting the same claim, which was made the subject matter of the Complaint under the Act.

Having heard learned Counsel for the Petitioners and the learned Amicus Curiae, we are of the view that since in the award the learned Arbitrator had come to the conclusion that the Complainant was not entitled to any amount as Death Help Benefit under the Policy, styled as Sahara-4, which award was not questioned by the Complainant, it could not be held that there was any deficiency in service on the part of the Petitioners in not accepting the claim of the Complainant.  In that view of the matter, the impugned order, directing the Petitioners to examine the claim preferred by the Complainant on merits, cannot be sustained.

Consequently, the Revision Petition is allowed; the impugned order is set aside; and the Complaint filed by the Complainant is dismissed, leaving the parties to bear their own costs.

Before parting with the case, we place on record our appreciation for the assistance rendered by the learned Amicus Curiae.  A sum of ₹12,000/- shall be paid to her towards out-of-pocket expenses.

The Revision Petition stands disposed of accordingly.

 
......................J
D.K. JAIN
PRESIDENT
......................
M. SHREESHA
MEMBER

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