KERALA STATE CONSUMER DISPUTES REDRESSAL COMMISSION

VAZHUTHACAUD THIRUVANANTHAPURAM

APPEAL NO.224/11

JUDGMENT DATED 7.4.2011

PRESENT

JUSTICE SHRI.K.R.UDAYABHANU                --  PRESIDENT

SHRI.S.CHANDRAMOHAN NAIR                    --  MEMBER

South Indian Bank,

Thiruvananthapuram Branch,

Calicut reptd. By its                                            --  APPELLANT

Branch Manager.

     (By Adv.S.Williams)         

                   Vs.

Sri.Jijimon K.Thomas                                         --  RESPONDENT

Illikkal House, Thiruvambadi.P.O,

Thiruvambadi, Via, Calicut.                                                                                         

                                                JUDGMENT

JUSTICE K.R.UDAYABHANU,PRESIDENT

          The appellants are the opposite parties in CC.11/09 in the file of CDRF, Kozhikode.  The appellants are under orders to re-deposit the amount withdrawn by the appellant and also to pay compensation of Rs.5000/- and cost of Rs.500/-.

          2. It is the case of the complainant that out of the amount deposited by him ie; Rs.4000/- on 20.4.07  The opposite party deducted Rs.1000/- each on 3 occasions without intimating the complainant.  He has sought for refund of the above amount and also compensation of Rs.25,000/-.

          3. It is the case of the opposite parties that the complainant is having current account in the opposite party/Bank and that he has to maintain a minimum balance of Rs.5000/- failing which a sum of Rs.1000/- will be deducted at each quarter.

          4. The evidence adduced consisted of the testimony of  PW1, RW1 and Exts.A1 to A5 & B1 to B3.

          5. The Forum has allowed the complaint as there was nothing to show that the complainant was intimated as to the present rule of the Bank that the account holder should have a minimum balance of Rs.5000/-.

  6.  We find that there is no illegality in the order of the Forum.  There is no scope for admitting the appeal.  The appeal is dismissed in limine.

The office will forward the copy of this order to the Forum.

JUSTICE  K.R.UDAYABHANU --  PRESIDENT

 S.CHANDRAMOHAN NAIR --  MEMBER