ORDER | STATE CONSUMER DISPUTES REDRESSAL COMMISSION, U.T., CHANDIGARH First Appeal No. | : | 44 of 2014 | Date of Institution | : | 05.02.2014 | Date of Decision | : | 11.02.2014 | | M/s Tanuj Roshi Poultry Farm through its Proprietor Shashi Kala Gupta, resident of Kothi No.1, Sector 12, Panchkula, through Satinder Kumar Gupta, General Power of Attorney ……Appellant/complainant V e r s u s1.India Bulls Housing Finance Ltd., through Manager, SCO 477-478, Sector 35-C, Chandigarh(1st Address) India Bulls Housing Finance Ltd., India Bulls House, 448-451, Udyog Vihar, Phase-V, Gurgaon 122001 (Haryana) –(2nd Address). 2.The Manager, India Bulls Housing Finance Ltd., SCO 477-478, Sector 35-C, Chandigarh. Appeal under Section 15 of the Consumer Protection Act, 1986. BEFORE: Argued by: PER JUSTICE SHAM SUNDER (RETD.), PRESIDENT 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. Even, Kotak Mahindra Bank, which refused to accept the cheques, in the sum of Rs.1,40,00,000/- and Rs.89,99,350/-, for a total sum of Rs.2,29,99,350/-, issued by the Opposite Parties, in respect of loan, sanctioned in favour of the complainant, was a necessary party. Only the Kotak Mahindra Bank could explain, as to, under what circumstances, two cheques, in the sum of Rs.1,40,00,000/- and Rs.89,99,350/- for a total sum of Rs.2,29,99,350/-, 12. 13. 14. 15. 16. Pronounced. February 11, 2014 Sd/- [JUSTICE SHAM SUNDER (RETD.)] PRESIDENT Sd/- (DEV RAJ) MEMBER Sd/- (PADMA PANDEY) Rg |