Delhi

West Delhi

CC/18/314

SATISH BABU - Complainant(s)

Versus

ICICI INSURANCE - Opp.Party(s)

08 Oct 2018

ORDER

DISTRICT CONSUMER REDRESSAL FORUM-III (WEST)
C-BLOCK, COMMUNITY CENTRE,PANKHA ROAD, JANAK PURI, NEW DELHI
 
Complaint Case No. CC/18/314
( Date of Filing : 10 Aug 2018 )
 
1. SATISH BABU
D-11,DASHRATH PURI GALINO-7,DELHI
...........Complainant(s)
Versus
1. ICICI INSURANCE
1089,APPASHABEB MARATHE MARG,PRAVHADEVI,MUMBAI
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Sh. K.S. Mohi PRESIDENT
 HON'BLE MRS. PUNEET LAMBHA MEMBER
 
For the Complainant:
For the Opp. Party:
Dated : 08 Oct 2018
Final Order / Judgement

Complaint Case No. 314/18

08.10.2018

Present :- None for complainant. 

           

 We  have already  heard  arguments on application u/s V of  Limitation Act filed the  by the complainant it has been  stated in the application  that cause of action  to file present complaint arose in favour of the complainant  when the OPs refused to pay back accumulated premium amount  of               Rs. 1,66,500/- deposited  with them  from July ,2009 to June 2015 vide its reply dated 19.10.2015.  It has been  further stated that though  cause of action arose on 19.10.2015  but the present complaint was filed  on 10.08.2018  because  complainant  was very much under the  mental  tension , worry  and financial problem  because his wife continued to be ill since long  time suffering  from high blood pressure, kidney failiure, diabetic , retina failure etc. and that after death of his wife that  the complainant  could not take steps  in the matter  because he was badly shocked,  took him considerable time  to bear the loss of his better half.  It is prayed in the application that a delay of eight months eighteen  days  in filing the  present complaint.

 

          Admittedly the complaint  has been instituted  on                  

10.08.2018  whereas  the cause of action to the same arose in favour of complainant on 19.10.2015 and as a rule  the complaint  should have been filed on  or before  19.10.2017 i.e. within two years of arising cause  of action in favour of complainant.

 

          The complainant  has made abortive  attempt  to justified 

the inordinate delay in filing  the present  complaint on account of death of his wife who remained  ill for several months after cause of action arose.  The record indicates that wife of complainant died on  08.12.2016, the complaint should have been filed on 19.10.2017 .  Needless to  say that complainant  has to explain  each day’s delay in filing the complaint within limitation.  The complainant has not placed  on record any documentary evidence as to his   own  illness after cause of action arose  and thus  has miserably failed to justified  the delay. The  National  Commission in the case title  CPJ 509(NC ) case tiled Richard Reja Singh Vs Ford Motor Co. Ltd.  it was held as under :

Sec 24 A, 2 1(a)(i) Limitation  - Accrual of cause of action-Cause of action for filing the complaint arose  when complaint                    came to know for the first time  that  air bags had collapsed not deployed despite impact  from TATA Vehicle – Neither service of  notice or  response to notice gave rise to any fresh cause of action  of –Provision of Sec  24 A of the Act being  mandatory  and  rather peremptory  in nature .  Complaint barred by law of limitation . IV(2010)CPJ 27(SC)  .

In another case Hon’ble  Supreme  Court  in case tilted Anshul Aggarwal Vs  New Okhla Industrial  Development  Authority IV (2011) CPJ 63(SC) it was held us under:-

 

It is also opposite to observe that  while deciding  an application filed in  such case for condonation of delay, the court  has to keep in mind that   the  special period  of limitation has been prescribed  under Consumer Protection Act, 1986 for  filing appeals /revision  in consumer matters and the  object of expeditious  adjudication of consumer disputes will set defeated in this court    was to entertain  highly belated petitions filed  against the Consumer Forum

 

In another case National Commission   in case  IV 2014) CPJ 507 (NC)  titled  PSPCL Vs Manoj Wadhwa  it was held  as under:-

 

Sec 24 A,2 1 (b) Delay of 106 days –expression sufficient  cause cannot be erased  from  Sec-5  of Limitation Act by adopting excessive liberal approach , which would   defect the very much purpose of  Section 5 of  Limitation Act and Consumer Protection Act. 

 

Keeping in view the aforesaid  discussion and circumstance  and  law point  settled by the higher courts the complainant is failed to explain  delay, therefore, the application  for seeking condonation of delay under section 5 of Limitation Act rejected.  Therefore, the  complaint filed under section 12  is dismissed  being time  barred.

 

File be consigned to the record room.

 

(PUNEET LAMBA)                                           ( K.S. MOHI ) 

MEMBER                                                       PRESIDENT                       

 

 

 

 

 

 

 

                                                   

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 
[HON'BLE MR. Sh. K.S. Mohi]
PRESIDENT
 
[HON'BLE MRS. PUNEET LAMBHA]
MEMBER

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