West Bengal

Bankura

CC/28/2020

Dipak Karmakar - Complainant(s)

Versus

Humara India Credit Cooperative Society Limited - Opp.Party(s)

Jayanta Kumar Mukhopadhyay

08 Aug 2023

ORDER

   IN    THE   DISTRICT   CONSUMER   DISPUTES   REDRESSAL COMMISSION,  BANKURA

  Consumer Complaint No. 28/2020

Date of Filing: 23/12/2020

Before:                                        

1. Samiran Dutta                              Ld. President.      

2. Rina Mukherjee                          Ld. Member. 

3. Siddhartha Sankar Bhui            Ld. Member.

 

For the Complainant:  Ld. Advocate Jayanta Kr. Mukhopadhyay

For the O.P. : Ld. Advocate Gobinda N. Ghosal

 

Complainant:

Dipak Karmakar, 2^nd Feeder Road, Lalbazar, PS & Dist. – Bankura - 722101.

 

Opposite Party :

1. Humara India Credit Cooperative Society Limited, Regd. Office : Mangal Jyoti, 101, 227/2, A.J.C. Bose Road, Kolkata, West Bengal – 700020.

2. Officer Worker, Humara India Credit Cooperatives Society Limited (SAHARA INDIA PARIWAR), Nigama Nanda Panthasala, Jail Road, Patpur, PO, PS & Dist. Bankura - 722101.

 FINAL ORDER / JUDGEMENT  

Order No.19

Dated:08-08-2023

Both parties file hazira through advocate.

The case is fixed for Argument. After hearing Argument from both sides the Commission proceeds to dispose of the case as hereunder: -

The Complainant’s case is that he invested money with O.P. and obtained five certificates as follows: -

Certificate No.	Face Value	Maturity Value	Date of Maturity
605001281339, dt.25/05/16	39,116/-	60,082/-	25/05/2019
605001281340, dt.25/05/16	25,577/-	39,286/-	25/05/2019
605001281341, dt.25/05/16	39,116/-	39,286/-	25/05/2019
605001281342, dt.25/05/16	25,076/-	38,517/-	25/05/2019
605001281343, dt.25/05/16	24,825/-	38,131/-	25/05/2019

 

After the Maturity Period the Complainant approached the O.P. for return of the same but of no effect. The Complainant has therefore approached this Commission claiming Maturity Value for Rs.2,15,302/- against the above mentioned five certificates with compensation.

O.P. contested the case by filing a written version denying material allegation made in the petition of complaint with the prayer for dismissal of the case.

                                                                                                                                                                                   Contd……p/2

                                                                                                        Page: 2

-: Decision with reasons: -

Having regard to the facts of the case, submission, contention and documents on record on both sides the Commission finds from the five certificates issued by the O.P. that the Complainant is entitled to get return of the matured value of Rs.2,15,302/- accruing from the aforesaid five certificates and the O.P. cannot have any defence to disown their liability and bypass the same.

At the time of hearing Ld. Advocate appearing for the O.P. has however candidly submitted before the Commission that the O.P. is not in a mood to deny their liability to repay the matured value to the respective claimants like the Complainant and in furtherance of such repayment process the Govt. of India has already opened a portal for payment to Sahara depositors from the Sahara Co.

The Complainant is at liberty to take recourse to such portal in order to satisfy the decretal amount as hereinbelow passed by this Commission. Accordingly without prejudice to the mechanism of repayment to the claimants as set up above the Commission hereby passes the following order.

Hence it is ordered……..

That the case be and the same is allowed on contest against the O.P. but without cost.

The O.P.s are directed to pay to the Complainant Rs.2,15,302/- as the Maturity Value of the five certificates mentioned hereinabove with compensation of Rs.20,000/- within a month from this date in default law will take its own course.

Both parties be supplied copy of this Judgement free of cost.

 

 ____________________                _________________          _________________

HON’BLE   PRESIDENT          HON’BLE MEMBER        HON’BLE MEMBER