Devinder Kumar, resident of Village Togan, Tehsil Kharar, District S.A.S. Nagar, Mohali.

……Appellant/Complainant

V e r s u s

1.HDFC Standard Life Insurance Company Ltd., 5^th

2.HDFC Standard Life Insurance Company Ltd., Branch Office: SCO 139-142, Madhya Marg, Sector 9, Chandigarh, through its Branch Manager.

Appeal under Section 15 of the Consumer Protection Act, 1986.

BEFORE:  

Argued by:

PER JUSTICE SHAM SUNDER (RETD.), PRESIDENT

“In view of the above findings, we are of the opinion that no deficiency in service is proved or established against the OPs.  However, since the complainant has not got the cheque of Rs.1,76,187.91P encashed, which was sent by the OPs (Ann.R-7) nor it has been disputed by the OPs, therefore, we deem it appropriate to dispose of this complaint with directions to the OPs to issue fresh cheque of the said amount i.e. Rs.1,76,187.91P in favour of the complainant and send it to him forthwith. We order accordingly.  There is no order as to compensation and costs.”

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12.              the National Consumer Disputes Redressal Commission, New Delhi, held as under:-

“Moreover, we have not been able to understand how the Complainant can claim refund of all the premia

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Pronounced.

January 10, 2014

Sd/-

[JUSTICE SHAM SUNDER (RETD.)]

PRESIDENT

Sd/-

(DEV RAJ)

MEMBER

Rg