Tamil Nadu

South Chennai

CC/211/2019

M K Arulsamy - Complainant(s)

Versus

HDFC Ergo General Insurance - Opp.Party(s)

R Ganesh Babu

13 Aug 2019

ORDER

                                                                Complaint presented on  : 30.05.2019                                                        Date of Disposal              : 13.08.2019

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, CHENNAI (SOUTH)

@ 2^ND Floor, T.N.P.S.C. Road, V.O.C. Nagar, Park Town, Chennai-3.

 

PRESENT: THIRU. M. MONY, B.Sc., L.L.B, M.L.                     : PRESIDENT

TR. R. BASKARKUMARAVEL, B.Sc., L.L.M., BPT., PGDCLP.  :  MEMBER

 

C.C. No.211/2019

DATED THIS TUESDAY THE 13^TH DAY OF AUGUST 2019

Mr. M.K. Arulswamy,

S/o. Late. M. Kuppuswamy,

No.1, Bajanai Koil Street,

Pattaravakkam,

Chennai – 600 098.                                                   .. Complainant.

..Versus..

 

1. HDFC ERGO GENERAL INSURANCE COMPANY LIMITED,

Having Head Office at:-

New No.528, Old No.559, 2^nd Floor,

Anna Salai,

Teynampet,

Chennai – 600 018.

 

2. HDFC BANK LIMITED,

CEEBROS Buildings,

No.110, 4^th Floor, Nelson Manickam Road,

Aminjikarai,

Chennai – 600 029.                                                 .. Opposite parties.

 

Counsel for the complainant :  M/s. R. Ganesh Babu & others

Opposite parties                    :   

 

ORDER

THIRU. M. MONY, PRESIDENT

 

This complaint has been filed by the complainant against the opposite parties 1 & 2 under section 12 of the Consumer Protection Act, 1986 prays the 1^st opposite party to pay a sum of Rs.6,00,000/- towards the policy coverage payable for critical illness and credit shield insurance as per the SARV SURAKSHA PLUS POLICY, vide policy No.2950 2012 8694 7200 000 with interest at the rate of 24% from the date of overdue till the date of payment, to direct the 2^nd opposite party to refund the sum of Rs.47,134/- which was usurped by way of clearing of ECS for unpaid EMIs due and payable subsequent to the death of the insured E. Yagnaprabha during the existence of insurance policy and to pay a sum of Rs.2,00,000/- towards compensation for causing severe hardship and mental agony  caused to the complainant and his family members on account of callousness attitude, unfair trade practice and deficiency in service etc with cost to the complainant.

The complainant’s Counsel made an endorsement in the return Memo and today in this complaint.  In view of the endorsement, this complaint is dismissed as withdrawn with liberty to file fresh complaint on the same cause of action.

Dated this Tuesday the 13^th day of August 2019.

 

 

MEMBER                                                                      PRESIDENT