West Bengal

Bankura

CC/17/2023

ABHISHEK BANERJEE - Complainant(s)

Versus

HDFC ERGO GENERAL INSURANCE COMPANY LIMITED - Opp.Party(s)

13 Sep 2023

ORDER

IN    THE   DISTRICT   CONSUMER   DISPUTES   REDRESSAL COMMISSION, BANKURA

  Consumer Complaint No.17 /2023.

       Date of Filing: 16/02/2023

Before:                                        

1. Samiran Dutta                              Ld. President.      

2. Rina Mukherjee                          Ld. Member. 

3. Siddhartha Sankar Bhui            Ld. Member.

 

For the Complainant:  Self 

For the O.P: Ld. Advocate Chandi Charan Adhvaryyu

Complainant:

Abhishek Banerjee, S/O Subrata Banerjee,, Vill + P.O.: Sanbandha, Dist+ P.S.- Bankura, West Bengal, Pin -722155

Opposite Party: 1..

1.1^st Floor, HDFC House, Backbay Reclamation, H.T. Parekh Marg, Churchgate, Mumbai- 400020

2. Maruti Suzuki Insurance Broking Private Limited, 1, Nelson Mandela Road, Vasant kunj, New Delhi- 110070

 FINAL ORDER / JUDGEMENT                  

                                                                                                                                         

Order No.08

Dated:13-09-2023

The Complainant is present by filing hazira.

O.P.s are represented by advocate.

The case is fixed for argument.

After hearing argument from both sides the Commission proceeds to dispose of the case as hereunder: -

The Complainant’s case is that he has a Four Wheeler bearing Registration No.WB 67B 0914 insured with the O.P. Insurance Co. No. being 2314204490469800000 valid from 25/02/2022 to 24/02/2023. On 13/01/2023 the said Car met with a road accident whereby the Car was badly damaged requiring immediate repair and service at the cost of Rs.19,725/-. Claim was accordingly lodged with the O.P. Insurance Co. but it was partly paid to the tune of Rs.7,720/- and the balance was repudiated as inadmissible.

Hence this case.

The O.P. Insurance Co. contested the case admitting the claim of the Complainant in part justifying non-payment of the balance amount as inadmissible. O. P. No.2/Maruti Suzuki Insurance Broking Private Ltd. also filed a separate written version supporting the defence case of O.P. No.1 Insurance Co.

                                                                                                                                                                                         Contd…..p/2

Page: 2

-: Decision with reasons: -

Having regard to the facts of the case, contention, submission and documents on both sides   the Commission finds that there is no dispute with regard to the factum of accident but the O.P.1 Insurance Co. has disputed the claim of the complainant as partly inadmissible and accordingly claim has been satisfied to the extent of Rs. 7,720/-

Considering the entire facts and circumstances and the materials on record the Commission thinks that the Complainant is further entitled to Rs.5,000/- towards reimbursement of his claim amount for his damaged vehicle and the Ld. Advocate for the O.P.s has no objection thereto.

Hence it is ordered…….

That the case be and the same is allowed on contest.

O.P.1/HDFC ERGO General Insurance Co. Ltd. is directed to pay to the Complainant Rs.5,000/- as compensation within a fortnight from this date in default law will take its own course.

Both parties be supplied copy of this Order free of cost.

 

  ____________________                _________________            _________________

HON’BLE   PRESIDENT           HON’BLE MEMBER         HON’BLE MEMBER