Punjab

Fatehgarh Sahib

EA/17/2015

Rajni Gupta - Complainant(s)

Versus

HDFC Bank - Opp.Party(s)

Sh Ashok K Gupta

05 Nov 2015

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, FATEHGARH SAHIB.

                                Execution Application No.17 of 2015                                                                             In                                                                Consumer Complaint No.69 of 2014

                                                             Date of institution : 22.04.2015                                                                     Date of decision    : 05.11.2015

Rajni Gupta, aged about 35 years, wife of Sh. Gopal Krishan Garg, resident of Ward No.11, Shiv Mandir Road, Amloh, Tehsil Amloh, District Fatehgarh Sahib.                                                                                                                                                                                              …..Applicant/complainant

Versus

HDFC Bank Limited, having its branch at Opposite Dhiman Steel and Rolling Mill, Amloh Road, Mandi Gobindgarh, Tehsil Amloh, District Fatehgarh Sahib.

Respondent/Opposite party

Execution Application under Section 27 of the Consumer Protection Act, 1986

Quorum

Sh. Ajit Pal Singh Rajput, President                                                          Sh. Amar Bhushan Aggarwal, Member                                            

Present:   Sh. Ashok Kumar , Adv.Cl. for the applicant.                                                             Sh.B.M.Singh, Adv.Cl. for the respondent.

ORDER

By Ajit Pal Singh Rajput, President.                                                                            The ld. counsel for the complainant has submitted that the JD/OP has not fully complied with the order dated 27.10.2014 passed by this Forum. He stated that the amount of Rs.25,029/- has not been paid by the JD/OP.

2.                On the other hand, the ld. counsel for the JD/OP has stated that this Forum has not directed the OP to refund the sum of Rs.25,029/- as alleged by the complainant. The ld. counsel further stated that JD/OP has placed on record copy of notice dated 09/05/2014, whereby the complainant was asked to deposit the outstanding amount towards her credit card issued by OP. He argued that moreover the amount was recovered by exercising due process of law i.e “Bankers lien and Right of Setoff”. The ld. counsel further submitted that this Forum vide order dated 27.10.2014 had ordered “We also direct the OP to refund any charges charged for the abovementioned transaction” the Forum has not ordered to refund the sum of  Rs.25,029/- .

3.                We have heard the ld. counsel for both the parties and have also gone through the documents placed on record. In our view the JD/OP has complied with the order of this Forum. The submissions of the ld. counsel for the complainant cannot be accepted as this Forum has no power to review or recall its own order.

4.                Accordingly in view of our aforesaid discussion, the JD/OP has complied the order passed by this Forum. Thus, the present execution application is disposed of.        

 Pronounced                                                                                                   Dated: 05.11.2015

(A.P.S.Rajput)                      President

 

(A.B.Aggarwal)                              Member