BEFORE THE DISTRICT CONSUMER DISPUTES REDRESSAL

FORUM, FEROZEPUR

                                                                   C.C. No.366 of 2014                                                                                 Date of Institution: 24.9.2014           

                                                                   Date of Decision:  19.2.2015

Parwinder Singh, aged about 26 years, son of Joginder Singh son of Karnail Singh, resident of Village Lakha Singh Wala Uttar, Sub Tehsil Mamdot, District Ferozepur.

                                                                                          ....... Complainant

Versus                       

1.       H.D.F.C. Bank Limited, Branch Office, Near Bus Stand Mamdot, Tehsil and District Ferozepur, through its Branch Manager.

2.                 H.D.F.C. Standard Life Insurance Company Limited, Branch Office, Near Bus Stand, Faridkot, Tehsil and District Faridkot, through its Branch Manager.

3.        H.D.F.C. Standard Life Insurance Company Limited, 11^th Floor, Lodha Excelus, Apollo Mill Compound, N.M. Joshi Road, Mahalaxmi, Mumbai (Maharashtra), through its Chief Manager/Senior Branch Manager/General Manager/Chief Officer.

4.        Mr. Chamkaur Singh, Insurance Advisior/Agent/Employee of HDFC Standard Life Insurance Company Limited, C/o Branch Manager, HDFC Bank Limited, The Mall Road, Ferozepur City.

                                                                                       ........ Opposite parties

Complaint   under  Section   12  of the Consumer Protection Act, 1986.

                                                          *        *        *        *        *

PRESENT :

For the complainant                :         Sh. Amit Saluja, Advocate

For opposite party No.1                   :         Sh. A.K. Gupta, Advocate

For opposite party Nos.2 & 3 :         Sh. H.D. Kathpal, Advocate

For opposite party No.4                   :         E x-p a r t e  

C.C. No.366 of 2014               \\2//

QUORUM

S. Gurpartap Singh Brar, President

S. Gyan Singh, Member 

                                            ORDER

GURPARTAP SINGH BRAR, PRESIDENT:

                    Present dispute is regarding unit linked insurance policy. In view of precedent laid down by the Hon’ble State Commission, Punjab, Chandigarh in Consumer Complaint No.96 of 2014, tiled as “Smt. Paramjit Kaur Versus Aviva Life Insurance Company India Limited”, decided on 4.7.2014, the present complaint is not maintainable before this Forum and the same is hereby dismissed accordingly, without prejudice to the rights of the complainant to seek his remedy before the appropriate Forum/Court. File be consigned to record room.

Announced                                                                   

19.2.2015

                                                                   (Gurpartap Singh Brar)                                                                      President

                                                                             (Gyan Singh)                                                                  Member