Date of Filing: 12.10.2023

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION: JAGATSINGHPUR

Present:

                        1. Mr. P. K. Padhi      ………………..        President

                        2. Mrs. M. Swain       ……………….        Member

                                                                              C.C. No.310/2023

Chittaranjan Jena,

S/o. Satrughna Jena,

At- Kanpur,

P.O.- Madanpur,

P.S.- Ramchandrapur,

Dist.- Keonjhar,

At Present- C/o. Prasanta Kumar Swain,

At- House No.34, Udaya Bihar-1,

Near Dochhaki,

P.O.- Paradeep,

Dist.- Jagatsinghpur.                                                …………. Complainant

                         (Versus)

1. HDB Financial Services Ltd.,  

Represented through its

Branch Manager/Regional Head,

At- Plot No.358/3478/3477,

Jayadev Vihar,

Near Biju Pattnaik College, Unit-16,

P.O.- Regional Research Laboratory,

Bhubaneswar, Khurda- 751013.

2. HDB Financial Services Ltd.

Represented through its

Managing Director,

Registered office At- Radhika,

Navrangpura, Ahamedabad,

Gujarat- 380009.

3. Branch Manager,

HDB Financial Services Ltd.,

Jajpur Road Branch,

At/P.O.- Jajpur Road,

Dist.- Jajpur.

4. Branch Manager,

HDB Financial Services Ltd.

Ashrivad Nagar,

Bijayachandrapur, IFFCO Square,

Atharbanki, Paradeep,

Dist.- Jagatsinghpur- 754141.…..… Opposite parties

For Complainant………..Mr. S. Dash & Associates

For Opposite Parties……….Mr. M.R. Khatua & Associates

ORDER BY HON’BLE MEMBER- MRS. M. SWAIN:

                                                                                                 JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking not to repossess TATA LPT 3118 TC bearing Regd. No.OR-04-N-3925 and to supply loan agreement and other documents etc. and pay compensation of Rs.3,60,000/-.

            Complainant took loan of Rs.9,40,689/- on 30.10.2019 to repay in 51 monthly EMI @ Rs.31,616/- commencing from 04.10.2019 to 04.02.2024 and also availed 5 moratorium tenure i.e. period of agreement is already over on 04.7.2024. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement and period of agreement is already over.

            Therefore we find no merit in the consumer complaint and accordingly the consumer complaint is dismissed. No cost.  

            Pronounced in the open Commission on this 28^th Nov.,2024.