Aggrieved by the concurrent findings and orders passed by the Fora below, i.e., order dated 02.12.2011 passed by District Consumer Disputes Redressal Forum, UT Chandigarh, and thereafter order dated 06.02.2012 passed by the UT Chandigarh State Consumer Disputes Redressal Commission (for short he State Commission in appeal no. 36/2012, the New India Assurance Co. Ltd. has filed the present petition purportedly under section 21(b) of the Consumer Protection Act, 1986. The District Forum had allowed the complaint of the complainant seeking compensation towards the insurance claim of an insured vehicle with direction to insurance company to pay a sum of Rs.1,80,000/- and Rs.20,000/- as compensation. The State Commission dismissed the appeal filed by the Insurance Company. Limited notice was issued to the respondent as to why going by the facts and circumstances of the case, the claim of the respondent / complainant should at best be settled on on-standardbasis, i.e., by paying 75% of the I.D.V. , i.e., Rs.1,80,000/-, for which the car was insured. 2. We have heard the counsel for the petitioner and the respondent in person. The respondent does not dispute that though the insured vehicle was registered as a private vehicle but was being used for hire purposes (as a taxi) at the relevant time when the vehicle was stolen. Since there was a violation of the terms and conditions of the policy by using the insured vehicle for the purpose of hire / reward, we are of the view that the fora below have erred in allowing the complaint in full and passing the impugned order. In our view, the claim of the complainant at best could have been settled by the insurance company on on-standardbasis following the GIC guidelines and the decision of the Supreme Court in the case of mlendu Sahoo Vs. Oriental Insurance Co. Ltd. [II (2010) CPJ 9 (SC)], 3. In the result the revision petition is partly allowed. We direct the petitioner insurance company to pay a sum of Rs.1,35,000/- to the respondent / complainant alongwith interest @9% p.a. from 1.1.2011 till the date of payment besides a cost of Rs.5,000/-.