19,396/- was accrued on the fix deposits by him at Opponent’s Kalwa Branch.  He also submits Form 15 H under Rule 29(3) of the Income Tax Act, 1961 in the bank, as per advice from the Bank.  On consulting the tax consultants, Complainant came to know that Income Tax Department initiated an enquiry for submitting wrong information per Form 15 H.  Complainant alleged total negligence on the part of the Opponent Bank in obtaining the signature on 15 H form  and to forward such form to Income Tax Department  without verifying  the same.  Therefore, as further alleged, because of such negligence  of the Bank, Complainant had to face an enquiry conducted by the Income Tax Department and suffered loss/damages to the extent of ` 8/- lakhs and also his reputation was lowered/damaged. The consumer complaint is filed to recover compensation/damages accordingly.

          Ignorance of law cannot be a ground to blame the Opponent Bank.  It is a sole responsibility of the Complainant to submit Form 15 H (if applicable) and to accept/verify the information supplied in the said form.  There is no question of hiring of service of the bank in that connection.  No question of unfair trade practice (in the background) on part of the bank. Thus we find no substance in the complaint and holding accordingly, we pass the following order :

                                                O R D E R

          Complaint is not admitted and stands rejected accordingly.  No order as to costs. 

 Pronounced dated 25th March 2011.

Per Hon’ble Mr. S.R. Khanzode, Presiding Member :

`

          None present.  Perused the complaint.  Information regarding the interest accrued on deposits and tax deducted was called from the Complainant ( who is shareholder of the Opponent Bank) by the Income Tax Department.  Said information was not supplied and therefore, this complaint. It is also submitted on behalf of the Complainant that in the Financial Year 1995-1996 an interest of