Maharashtra

Additional DCF, Thane

CC/23/231

MR. VISHWANATH PUNDLIK KULKARNI - Complainant(s)

Versus

FUTURE GENERALI INDIA LIFE INSURANCE - Opp.Party(s)

ADV.SHARMILA GHANVAT

31 Jul 2023

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION, THANE ADDITIONAL
Room no. 428 and 429, Konkan Bhavan Annex Building, 4th Floor,
C.B.D. Belapur, Navi Mumbai 400 614
 
Complaint Case No. CC/23/231
( Date of Filing : 05 Jul 2023 )
 
1. MR. VISHWANATH PUNDLIK KULKARNI
at- Block No-8, Shivaji CHS, Plot No-517, Sector-2, Near Mahanagar Bank, Airoli, Navi Mumbai, Thane-400708
...........Complainant(s)
Versus
1. FUTURE GENERALI INDIA LIFE INSURANCE
at -Unit 801 and 802, 8th Floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli(w), Mumbai-400083
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. R.P.Nagre PRESIDENT
 HON'BLE MS. Gauri M. Kapse MEMBER
 HON'BLE MRS. Sheetal A.Petkar MEMBER
 
PRESENT:
 
Dated : 31 Jul 2023
Final Order / Judgement

Ex- 1

Perused the complaint, heard advocate has the Complaint.

After perusal of the complaint, it received that the policy is concerned on 21/04/2021 of the complainant has to raise any objection about the terms of Condition of the policy between the free look period of 15 days, but the Complainant fails to do.

Now The Complainant has no legal right to challenge the terms of Condition of policy after two years of policy as the contract between the insurer & insured is the almost  good faith contract.

Also the cause of action to file this complaint is arise on 21/04/2021 therefore the complaint has to filed till 20/04/2023, but the Complainant filed this complaint on 05/07/2023 which is beyond the period of limitation, hence the  Complainant is ho pettishly  barred by limitation.

Complaint stands dismissed as barred by Limitation.

 
 
[HON'BLE MR. R.P.Nagre]
PRESIDENT
 
 
[HON'BLE MS. Gauri M. Kapse]
MEMBER
 
 
[HON'BLE MRS. Sheetal A.Petkar]
MEMBER
 

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