West Bengal

Howrah

CC/15/6

MIRA DEBI - Complainant(s)

Versus

EVERLIGHT REALCON INFRASTRUCTURE LIMITED AND SUBHAM MUTUAL BENEFITS LIMITED - Opp.Party(s)

Amit Pachal

28 Jul 2015

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM HOWRAH
20, Round Tank Lane, Howrah 711 101.
Office (033) 2638 0892, Confonet (033) 2638 0512 Fax (033) 2638 0892
 
Complaint Case No. CC/15/6
 
1. MIRA DEBI
W/O Dinesh Jaiswal, Vill 5 Loknath Chatterjee Lane Bye Lane Sadar Dist Howrah
2. Subhendu Giri,
S/O Sri Samaresh Giri, Vill Baranidhi Egra Medinipur W.B. 721 422.
3. Murseda Begam,
W/O late Md. Sarfarj, Vill Bankra 1 P.S. Domjur Dist Howrah.
4. Doli Choudhory,
W/O Sri Asit Choudhury, Vill Bankra Sarath pally, P.S. Domjur Dist Howrah.
5. Sushanta Mondal,
S/O Pravat Mondal, Vill Salop Domjur, Dist Howrah 711 409.
6. Tapan Das,
S/O late Jagai Das Vill Purba Misrapara, Bankra 3 P.S. Domjur Dist Howrah
7. MD. Feroz
S/O Md. Ibrahim, 376/2, sarat Chatterjee Road, P.S. Shibpur Dist Howrah.
8. Jaminiranjan Ghosh ,
S/O late Kamal Ghosh, Vill Pakuria P.S. Domjur Dist Howrah
9. Tapan Das,
S/O Sri Amal Das, Village Bankra P.S. Domjur Dist Howrah.
10. Jhuma Chowdhury,
W/O Sri Asim Choudhury, Village Bankra P.S. Domjur Dist Howrah.
11. Kabita Paul,
W/O sir Anupam Paul, Village Bankra P.S. Domjur Dist Howrah.
12. Manik Mondal,
S/O Monoranjan Mondal, Village Bankra P.S. Domjur Dist Howrah.
13. Barnali Moshel ,
W/O Sri Makal Moshel, Village Bankra P.S. Domjur Dist Howrah.
14. Pratima Samanta,
W/O Jugal Samanta, Village Bankra P.S. Domjur Dist Howrah.
...........Complainant(s)
Versus
1. EVERLIGHT REALCON INFRASTRUCTURE LIMITED AND SUBHAM MUTUAL BENEFITS LIMITED
At presently know as Subham Mutual Benefits Limited. Office at 36, Kulpi Road, Baruipur, P.S. Baruipur 24, Paraganas (South) Kolkata 700 144.
2. Bishal Abason India Ltd.
5B, Sarat Bose Road, Lansdowne Court 1st Floor Suit No. 15 Kolkata 700 020
3. Chairma Viz Biplab Kumar Dey,
Kalikapur, Sayarpara 1 Asansol (S) Burdwan 733 304,
4. Director Viz Chandan Sinha Roy,
12, Dhakuria East Road, 2nd floor Flat no. 9 Kolkata 700 078,
5. Director Viz Juthika Dey,
W/O Biplab Kumar Dey, D/O late Dulal Chandra Ghosh, Part No. 62, North Parganas Habra 743271
6. Collection Centre
Shibpur Charabasti Dist Howrah 711 102
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Shri Bhim Das Nanda PRESIDENT
 HON'BLE MRS. Smt. Jhumki Saha MEMBER
 HON'BLE MR. Asim Kumar Phatak MEMBER
 
For the Complainant:
For the Opp. Party:
ORDER

DATE OF FILING                    :     08.01.2015.

DATE OF S/R                            :      19.06.2015.

DATE OF FINAL ORDER      :      28.07.2015.

 

1.         Mira Debi,  

wife  of  Dinesh Jaiswal,  

residing at village 5 Loknath Chatterjee Lane Bye Lane Sadar,

District Howrah.

 

2.         Subhendu Giri,  

son of Sri Samaresh Giri,  

residing at village Baranidhi,

 Egra Medinipur, Pin 721422

 

3.         Murseda Begam,  

wife of Late Md. Sarfaraj,  

residing at village Bankra 1, P.S. Domjur,

District Howrah.

 

4.         Doli Choudhory,

wife of Sri Asit Choudhury,  

residing at  village Bankra Sarath Pally, P.S. Domjur,

District Howrah.

 

5.         Sushanta Mondal,  

son of Pravat Mondal,

residing at village Salop Domjur,

Howrah 711409.

 

6.         Tapan Das,  

son of late Jagai das,

residing at Purba Misrapara Bankra 3, P.S. Domjur,

District Howrah.

 

7.         Md. Feroz,

son of Md. Ibrahim,

residing at 376/2, Sarat Chatterjee Road, P.S. Shibpur,

District Howrah.

 

8.         Jaminiranjan Ghosh,

son of  late Kamal Ghosh,

Village Pakuria, P.S. Domjur,

District Howrah.

 

9.         Tapan Das,

son of Sri Amal Das,

residing at village Bankra, P.S. Domjur,

District Howrah.

 

10.       Jhuma Chowdhury,

            wife of  Sri Asim Choudhury

residing at village Bankra, P.S.  Domjur,

District Howrah.

 

11.       Kabita Paul,  

wife of  Sri Anupam Paul,

residing at village Bankra, P.S.  Domjur,

District Howrah.

 

12.       Manik Monadal,

son of  Monoranjan Mondal,

residing at village Bankra, P.S.  Domjur, District Howrah.

 

13.       Barnali Moshel,

            wife of Sri Makal Moshel,  

residing at village Bankra, P.S.  Domjur,

District Howrah.

 

14.       Pratima Samanta,

wife of Jugal Samanta,

residing at village Bankra, P.S. Domjur,

District Howrah. ………………………………………… COMPLAINANTS.

  • Versus   -

 

Everlight Realcon Infrastructure Limited,

presently known as Subham Mutual Benfits Limited,

having its registered office at 36, Kulpi Road, Baruipara,

P.S. Baruipara, 24 Parganas (  South ),

Kolakta 700144 and also at Bishal  Abason India Ltd.

of 5B, Sarat Bose  Road, Lansddowne Court, 1st  Floor,

Suit no. 15, Kolkata 700020,

being represented by its Chairman viz. Biplab Kumar Dey,

eesiding at Kalikapur Sayarpara 1, Asansol (S ), Burdwan,

PIN 713304, Director viz. Chandan Sinha Roy,

residing at f12, Dhakuria East Road, 2nd floor, Flat no. 9,

Kolkata 700078,

Director viz. Juthika Dey, wife of Biplab Kumar Dey,

daughter of late  Dulal  Chandra  Ghosh,

Part no. 62, North Parganas, Habra 743271,

having its collection centre at  Shibpur Charabasti,

District Howrah,

PIN 711102.  …………………………………………………………OPPOSITE PARTY.

                                                P    R    E     S    E    N     T

             Hon’ble President  :   Shri  B. D.  Nanda,  M.A. ( double ), L.L.M., WBHJS.

                               Hon’ble Member      :      Smt. Jhumki Saha.

                                      Hon’ble Member : Shri A.K. Pathak .     

                                                 F  I   N   A    L       O   R   D    E     R

  1. This is an application  U/S 12 of the C.P. Act, 1986 filed by the petitioners, Sankar Sarkar and 14 others praying for direction  upon the o.ps. namely Everlight Realcon Infrastructure Limited presently known as Subham Mutual Benefits Limited represented by Chairman, Biplab Kumar Dey, to pay the  maturity amounts of the schemes totaling  Rs. 4,55,518/- to  the complainants &   to pay Rs. 1,00,000/- as compensation  and costs of  Rs. 20,000/- as litigation costs.
  1. The  case of the petitioners are that they are consumers under the  C.P. Act, 1986 and invested their money in the schemes of o.p. in various plans as in the form of monthly recurring scheme and recurring deposit scheme for the period of three years started on different dates with maturity date as mentioned in the policy document. Though the policies were matured the o.ps. did not pay the maturity amounts and the branch offices were closed though  the petitioners were asked to come to the office of the o.ps. and thus the o.ps. refused the petitioner with unfair trade practice. So the petitioners filed the case praying for the aforesaid prayers.
  1. The o.p. in spite of service of summons did not appear in the case and did not contest and so the case is heard ex parte against the o.p. company.   
  1. The only point is to be decided herein whether the petitioners are   entitled to the reliefs  as prayed for ? 

DECISION  WITH   REASONS      :

  1. In the instant case the petitioner prayed for direction upon the o.p. directing them to pay the maturity sum and also for compensation and litigation costs. In support of their case the petitioner field the policy document as well as the advance product booking scheme book showing the amounts of payment on specific date and also the account number and the letters of allotment wherein the face value of the policy mentioned as well as the redemption value and the oral and documentary evidences filed and produced by the petitioners proved their case as all the oral as well as documentary evidences went unchallenged and there is nothing to disbelieve the case of the petitioners.  

            In the result,  the application succeeds.

            Court fee paid is correct.       

      Hence,                             

O     R     D      E      R      E        D

      That the C. C. Case No. 6 of 2015 ( HDF 6 of 2015  )  be and the same is allowed ex parte  with costs against the o.ps.

      That the o.ps. are directed to pay the maturity amount of the schemes to the respective petitioners  as mentioned in each policy within 30 days from the date of this order failing the complainants would be at liberty to put the order in execution  after the stipulated period. The petitioners are also entitled to compensation for a sum of Rs. 1,00,000/- and Rs. 20,000/- as litigation costs and the compliance not being made the complainants are at liberty to put the decree into execution after expiry of the appeal period.

             Supply the copies of the order to the parties, as per rule.

 

DICTATED  &    CORRECTED

BY   ME.  

                                                                   

  (    B. D.  Nanda   )                                              

  President,  C.D.R.F., Howrah.

 
 
[HON'BLE MR. Shri Bhim Das Nanda]
PRESIDENT
 
[HON'BLE MRS. Smt. Jhumki Saha]
MEMBER
 
[HON'BLE MR. Asim Kumar Phatak]
MEMBER

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