Sunil Arora filed a consumer case on 01 Nov 2017 against Emerging India Infra and developers Ltd. in the Sangrur Consumer Court. The case no is CC/261/2017 and the judgment uploaded on 07 Nov 2017.
DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, SANGRUR
Complaint no. 261
Instituted on: 05.06.2017
Decided on: 01.11.2017
Sunil Arora aged 38 years son of Sh. Rajinder Kumar resident of # 649, Green Avenue Ward No.8, Malerkotla, Tehsil Malerkotla, District Sangrur. …. Complainant.
Versus
1. Emerging India Infra and Developers Limited, Regd. Office 408, 4th Floor, E-2 Amarpali Plaza, Amarpali Circle, Vaishali Nagar, Jaipur-302021 through its Chairman, M.D./Branch Manager/ Authorized Signatory.
2. Emerging India Infra and developers Limited Head Office SCO No.46-47, Sector 9-D, Near Matka Chowk Madhya Marg Chandigarh through its Branch Manager/M.D./Authorized Signatory.
3. Emerging India Infra and Developers Limited, Branch Office, Ist Floor of Bank of Baroda, Thandi Sadak Malerkotla Tehsil Malerkotla District Sangrur through its Branch Manager/ Authorized Signatory.
4. Emerging India Infra & Developers Ltd. Branch Office Near More Retail Showroom, Sunami Gate, Opposite Gurdawara Sahib Sangrur through its Branch Manager/ Authorized Signatory. ….Opposite parties.
FOR THE COMPLAINANT: Shri Vikram Manchanda Advocate
FOR OPP. PARTY NO.1 Given up
FOR OPP. PARTY NO.2&3 Exparte
Quorum
Sukhpal Singh Gill, President
Sarita Garg, Member
Vinod Kumar Gulati, Member
ORDER:
Sukhpal singh Gill, President
1. Sunil Arora, complainant has preferred the present complaint against the opposite parties (referred to as OPs in short) on the ground that he invested an amount of Rs.50000/- with OPs vide registration number SP0017000100 on 28.08.2013 which was to be matured on 26.08.2016. On maturity, the OPs had to repay an amount of Rs.72145/- as maturity amount. After the maturity date, on 10.04.2017 the complainant submitted original registration certificate and fulfilled all the formalities for releasing the maturity amount. On 11.04.2017 the OP no.2 transferred an amount of Rs.3943/- in the account of the complainant. Thereafter the complainant requested the OPs so many times to release the entire remaining amount but they have been putting off the matter on one pretext or the other. The OPs did not release the remaining amount till today. Thus, alleging deficiency in service on the part of OPs, the complainant has sought following reliefs:-
i) OPs be directed to pay Rs.68202/- along with upto date interest @12% per annum from 26.08.2016 till realization,
ii) OPs be directed to pay to the complainant a sum of Rs.40000/- on account unfair trade practice and Rs.40,000/- on account of mental torture, agony and inconvenience and Rs. 30000/- as litigation expenses.
2. In reply filed by the OP no.2, it is stated that the complainant filed the present complaint on the basis of policy which is policy of the OPs. The complainant filed the complaint by concealing the facts from the Hon'ble Forum. There is no deficiency in service or unfair trade practice.
3. OPs no. 1 had been given up by the complainant and OP no.3 was proceeded exparte.
4. The complainant has tendered documents Ex.C-1 to Ex.C-4 and closed evidence. Despite affording opportunities to the OPs, no evidence has been produced even nor filed vakaltnama on behalf of the OPs and as such on 25.10.2017 OP no.2 was also proceeded exparte.
5. From the perusal of documents placed on the file and after hearing the arguments of the learned counsel for the complainant, we find that it is the case of the complainant that he obtained a policy bearing registration number SP0017000100 on 28.08.2013 which was to be matured on 26.08.2016 and on maturity, the OPs had to repay an amount of Rs.72145/- as maturity amount which is evident from the policy document Ex.C-2. After the maturity date, on 11.04.2017 the complainant submitted original registration certificate and fulfilled all the formalities for releasing the maturity amount but the OP no.2 on 11.04.2017 transferred Rs.3943/- in the account of complainant and thereafter the complainant's requested the OPs so many times to release the entire remaining amount but the OPs did not pay the same till today. The complainant has produced on record copy of account statement Ex.C-4 which shows that an amount of Rs.3943/- has been credited in the account of the complainant but the OPs did not release the remaining amount despite so many requests to the OPs.
6. For the reasons recorded above, we allow the complaint and direct the OPs to pay to the complainant remaining amount of Rs.68202/- alongwith interest @ 9% per annum from the date of filing of the complaint till realization. The OPs are further directed to pay an amount of Rs.3500/- on account of mental pain agony and harassment and Rs.1100/- as litigation expenses.
7. This order of ours shall be complied with within 60 days from the date of receipt of copy of the order. A copy of the order be supplied to the parties free of charge. File be consigned to records in due course.
Announced
November 1, 2017
(Vinod Kumar Gulati) (Sarita Garg) ( Sukhpal Singh Gill)
Member Member President
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