Punjab

Sangrur

CC/476/2017

Sethi Ram - Complainant(s)

Versus

Emerging India Infra and developers Ltd. - Opp.Party(s)

Sh.Dhiraj Jindal

07 Dec 2017

ORDER

 

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, SANGRUR

                             

                                                                   Complaint no. 476                                                                                        

                                                                    Instituted on:  15.09.2017  

                                                                                   Decided on:    07.12.2017

 

Sethi Ram son of Sh. Mour Mall resident of Ram Nagar, Ward N.4, Hanjra Marg, Sunam, District Sangrur.

                                                …. Complainant.   

 

Versus

 

1.       Emerging India Infra and Developers Limited, Roxy Road, Outside Sunami Gate, Sangrur ( Punjab) through its Branch Manager.

 

2.       Emerging India Infra and Developers Limited, SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009 through its Manager.                                                                                                                     ….Opposite parties.

 

FOR THE COMPLAINANT:       Shri Dhiraj Jindal,  Advocate                          

 

FOR THE OPP. PARTIES   :       Exparte.                           

 

 

Quorum

                            

Sarita Garg,  Presiding Member

Vinod Kumar Gulati, Member

                 

 

ORDER:  

 

 

Sarita Garg, Presiding Member

 

1.             Sethi Ram, complainant has preferred the present complaint against the opposite parties (referred to as OPs in short) on the ground that he  purchased a policy  of RP Six years plan on 26.03.2011 and deposited Rs.1000/- per month  with OPs The maturity date of the policy was 25.03.2017 and maturity amount  was  Rs.1,05,284/-.  After maturity the policy the complainant visited the OPs and requested to release the maturity amount but the OPs did not pay the maturity amount till today. Thus, alleging deficiency in service on the part of OPs, the complainant has sought following reliefs:- 

 

i)      OPs be directed to pay Rs.1,05,284/- along with upto date interest,

 

ii)     OPs be directed to pay to the complainant a sum of Rs.50,000/- on account mental agony and harassment and Rs.5500/- as litigation expenses.

2.             Notices were sent to the OPs but none has appeared for the OP no.1 despite service. As such OP no.1 was proceeded exparte. Earlier OP no.2 had appeared through Shri Parul Chawla Advocate but later none has appeared for OP no.2 nor filed power of attorney on behalf of the OP no.2 and as such  OP no.2 was also proceeded exparte.

3.             The complainant has tendered documents Ex.C-1 to Ex.C-6 and closed evidence.

4.             From the perusal of documents placed on the file and after hearing the arguments of the learned counsel for the complainant, we find that it is the case of the complainant that he purchased a policy of RP Six years plan on 26.03.2011 and deposited Rs.1000/- per month  with OPs. The maturity date of the policy was 25.03.2017 and maturity amount  was  Rs.1,05,284/- which is evident from the policy document Ex.C-5.  It has been alleged by the complainant that after maturity of the policy the complainant visited the OPs and requested to release the maturity amount but the OPs did not pay the maturity amount till today. The OPs have not come forward to contest the case of the complainant rather they chosen to remain exparte. As such evidence produced by the complainant has gone unrebutted on record.

5.             For the reasons recorded above, we allow the complaint and direct the OPs to pay to the complainant an amount of Rs.105,284/- alongwith interest @9% per annum from the date of filing of the complaint till realization. We further order the OPs to pay to the complainant an amount of Rs.3500/- on account mental pain agony and harassment and Rs.1500/- as litigation expenses.       

6.             This order of ours shall be complied with within 60 days from the date of receipt of copy of the order. A copy of the order be supplied to the parties free of charge. File be consigned to records in due course.                       

                Announced

                December 7, 2017

 

 

 

        (Vinod Kumar Gulati)                                      (SaritaGarg)                                                                                                                                                                                                                     

Member                                                  Presiding Member