Punjab

Sangrur

CC/83/2018

Megh Chand - Complainant(s)

Versus

Emerging India Infra and developers Ltd. - Opp.Party(s)

Sh.Rahul Sharma

11 May 2018

ORDER

 

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, SANGRUR

                             

                                                                   Complaint no. 83                                                                                           

                                                                   Instituted on:  21.02.2018                                                                                    

                                                                    Decided on:    11.05.2018

 

Megh Chand aged 52 years son of Kulwant Rai, resident of House No.159, Village Bakhsiwala, Tehsil Sunam, District Sangrur.   

                                                …. Complainant.   

 

Versus

 

1.       Emerging India Infra and Developers Limited, Head Office SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009 through its Managing  Manager.

2.       Gurpreet Singh Sidhu Managing Director, Emerging India Infra and Developers Limited, SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009.

3.       Harminder Singh Director, Emerging India Infra and Developers Limited, SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009.

                                                                                                                                    ….Opposite parties.

 

FOR THE COMPLAINANT:           Shri Rahul Sharma,  Advocate                          

 

FOR  OPP. PARTIES No.1&2  :       Exparte.                           

 

FOR  OPP. PARTY No.3                   :       Given up.                          

 

 

Quorum

                            

 

Sarita Garg,  Presiding Member

Vinod Kumar Gulati, Member

                 

 

ORDER:  

 

 

Sarita Garg, Presiding Member

 

1.             Megh Chand, complainant has preferred the present complaint against the opposite parties (referred to as OPs in short) on the ground that he  purchased a policy  of RP Six years plan on 18.02.2011 and deposited Rs.1000/- per month  with OPs.  The maturity date of the policy was 17.02.2017 and maturity amount was Rs.105284/-. The complainant  before maturity of the policy submitted  documents  for payment   with the  Sangrur branch of the OPs who put the signatures.  After maturity of the policy  the complainant visited the office of the OPs at Sangrur  but  he came to know  that office of the OPs were locked. Thereafter the complainant approached the OPs at Chandigarh so many times to release the maturity amount but the OPs did not pay the maturity amount till today. Thus, alleging deficiency in service on the part of OPs, the complainant has sought following reliefs:- 

 

i)      OPs be directed to make the payment  of Rs.1,05,284/- along with Interest @18% per annum  from 30.03.2017 till realization,  

 

ii)     OPs be directed to pay to the complainant a sum of Rs.20,000/- on account mental agony and harassment and  to pay Rs.20,000/- on account of deficiency in service and unfair trade practice,

iii)     OPs be directed to pay Rs.5000/- as litigation expenses.

2.             Notices were sent to the OPs but none has appeared for the OP no.2 despite service. As such OP no.2 was proceeded exparte.  OP no.1 had appeared on 09.04.2018 but he was proceeded exparte on 19.04.2018. Learned counsel for the complainant had given up OP no.3 on 09.04.2018.

3.             The complainant has tendered documents Ex.C-1 to Ex.C-4 and closed evidence.

4.             From the perusal of documents placed on the file and after hearing the arguments of the learned counsel for the complainant, we find that it is the case of the complainant that he  purchased a policy  of RP six years plan on 18.02.2011 and deposited Rs.1000/- per month  with OPs.  The maturity date of the policy was 17.02.2017 and maturity amount  was  Rs.105284/- which is evident from  copy of policy document Ex.C-3. After maturity of the policy the complainant submitted  documents  for payment   with the  Sangrur branch of the OPs who received the same under their signatures and stamp on 23.02.2017. The complainant has further stated that after maturity of the policy  he  visited the office of the OPs at Sangrur  but  he came to know  that office of the OPs were locked. Thereafter the complainant approached the OPs at Chandigarh so many times to release the maturity amount but the OPs did not pay the maturity amount till today. The complainant has produced on record copy of letter of demand of maturity amount Ex.C-4 which was duly received by the OPs.   From the perusal of passbook / customer detail number 11632  dated 18.02.2011 Ex.C-2 we find that the complainant has deposited seventy installments of Rs.1000/- each upto 26.11.2016.  As such we feel that the complainant is entitled to the maturity amount of the deposited amount of Rs.70,000/-. The OPs have not come forward to contest  the case of the complainant rather they chosen to remain exparte. As such evidence produced by the complainant has gone unrebutted on record.

5.             For the reasons recorded above, we allow the complaint and direct the OPs to pay to the complainant maturity amount of the deposited amount of Rs.70,000/- alongwith interest @9% per annum from the date of filing of the complaint till realization. We further order the OPs to pay to the complainant an amount of Rs.3500/- on account mental pain agony and harassment and Rs.1500/- as litigation expenses.       

6.             This order of ours shall be complied with within 60 days from the date of receipt of copy of the order. A copy of the order be supplied to the parties free of charge. File be consigned to records in due course.                       

                Announced

                May 11, 2018

 

 

 

                           (Vinod Kumar Gulati)                          (SaritaGarg)                                                                                                                                                                                                                                        Member                                   Presiding  Member