Punjab

Sangrur

CC/34/2019

Damandeep Kaur - Complainant(s)

Versus

Emerging India Infra And Developers Ltd. - Opp.Party(s)

Sh.Amit Goyal

12 Apr 2019

ORDER

 

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, SANGRUR

                             

                                                                   Complaint no. 34                                                                                          

                                                                    Instituted on:  30.01.2019                                                                                             

                                                                   Decided on:    12.04.2019

 

Damandeep Kaur d/o Davinder Singh resident of H. No.371, Alhoran Khurd, Sidhsar Colony, Nabha, District Patiala.  

                                                …. Complainant.      

Versus

 

Emerging India Infra and Developers Limited Head Office SCO No.46-47, Sector 9-D, Near Matka Chowk, Madhya Marg Chandigarh through its M.D.

 

                                                  ….Opposite Party

 

 

FOR THE COMPLAINANT:       Shri Amit Goyal, Advocate                          

 

FOR THE OPP. PARTY      :         Exparte.                          

 

 

 

Quorum

                            

Vinod Kumar Gulati, Presiding Member

Manisha,   Member

 

 

ORDER:  

 

 

Vinod Kumar Gulati, Presiding Member,

 

1.             Damandeep Kaur, complainant preferred the present complaint against the OP ( referred to as OP in short) on the ground that she invested an amount of Rs.1,00,000/-  with OP   vide registration number  SP 0017000085 on 22.10.2012 under  Single Premium Plan (SP) for a period of six years. The date of maturity of the plan was 21.10.2018. After the maturity date, the complainant approached the OP for submission of original certificate alongwith other documents but the OP refused to receive the same and also refused to pay the maturity amount. The complainant got served a legal notice dated 15.01.2019 to the OP requesting them to make the payment of the maturity amount but the same was received back with remarks " Refused to Receive" Thus, alleging deficiency in service on the part of OP, the complainant has sought following reliefs:- 

i)      OP be directed to make the payment of Rs.2,19,497/- as maturity amount along with interest @18% per annum from the date of maturity i.e. 21.10.2018 till realization of entire amount,

ii)     OP be directed to pay to the complainant a sum of Rs.50,000/- on account mental tension, agony, pain and harassment and  to pay Rs.7500/- as litigation expenses.

2.             Notice was sent to the OP but none has appeared for the OP despite service. As such, OP was proceeded exparte.

3.             The complainant has tendered documents Ex.C-1 to Ex.C-6 and closed evidence.

4.             From the perusal of documents placed on the file and after hearing the arguments of the learned counsel for the complainant, we find that the case of the complainant is that she invested an amount of Rs.1,00,000/- with OP   vide registration number  SP 0017000085 on 22.10.2012 under  Single Premium Plan (SP) for a period of six years and  the date of maturity of the plan was 21.10.2018 which is evident from the policy document Ex.C-2. After the maturity date, the complainant approached the OP for submission of original certificate alongwith other documents but the OP refused to receive the same and also refused to make the payment of maturity amount. The complainant has further stated that she got served a legal notice dated 15.01.2019 to the OP requesting to make the payment of maturity amount. After the maturity date, the OP has not released the maturity amount till date. The OP has not come forward to contest the case of the complainant rather the OP choose to remain exparte. As such the evidence produced by the complainant has gone unrebutted on record.

5.             For the reasons recorded above, we allow the complaint and direct the OP to pay to the complainant an amount of Rs.2,19,947/- alongwith interest @9% per annum from the date of filing of the complaint i.e. 30.01.2019 till realization. We further order the OP to pay to the complainant an amount of Rs.3500/- on account mental pain agony and harassment and Rs.1500/- as litigation expenses.       

6.             This order of ours shall be complied with within 60 days from the date of receipt of copy of the order. A copy of the order be supplied to the parties free of charge. File be consigned to records in due course.                       

                Announced

                April 12, 2019

 

 

 

 

                                 (Manisha)           (Vinod Kumar Gulati)                                                                                                                                                                                                                                      

Member                                 Presiding Member