Punjab

Sangrur

CC/72/2018

Amarjit Kaur - Complainant(s)

Versus

Emerging India Infra and developers Ltd. - Opp.Party(s)

Sh.Rahul Sharma

15 May 2018

ORDER

 

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, SANGRUR

                             

                                                                   Complaint no. 72                                                                                           

                                                                   Instituted on:  13.02.2018                                                                                    

                                                                   Decided on:    15.05.2018

 

Amarjit Kaur aged 62 years wife of Jasbir Singh resident of H.No.171, Dasmesh Avenue, Gali No.5, Ward No.2, Sangrur Tehsil and District Sangrur.     

                                                …. Complainant.   

 

Versus

 

1.       Emerging India Infra and Developers Limited, Head Office SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009 through its Managing  Manager.

2.       Gurpreet Singh Sidhu Managing Director, Emerging India Infra and Developers Limited, SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009.

3.       Harminder Singh Director, Emerging India Infra and Developers Limited, SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009.

                                                                                                                                    ….Opposite parties.

 

FOR THE COMPLAINANT:           Shri Rahul Sharma,  Advocate                          

 

FOR  OPP. PARTIES No.1&2  :       Exparte.                           

 

FOR  OPP. PARTY No.3                   :      Given up.                          

 

 

Quorum

                            

Sukhpal Singh Gill, President

Sarita Garg,  Presiding Member

 

                 

 

ORDER:  

 

 

 

Sukhpal Singh Gill, President

 

1.             Amarjit Kaur, complainant has preferred the present complaint against the opposite parties (referred to as OPs in short) on the ground that she  invested an amount of Rs.50,000/- with the OPs  under bond vide registration number  SP0018000066 for  a  period of six years on 4.1.2011. The maturity date of the policy was 03.01.2017 and maturity amount was  Rs.104098/-. The complainant  submitted the bond and documents  for payment   with the  Sangrur branch of the OPs.  After maturity of the policy  the complainant visited the office of the OPs at Sangrur  but  he came to know  that office of the OPs were locked. Thereafter the complainant approached the OPs at Chandigarh so many times to release the maturity amount but the OPs did not pay the maturity amount till today. Thus, alleging deficiency in service on the part of OPs, the complainant has sought following reliefs:- 

i)      OPs be directed to make the payment  of Rs.1,04,098/- along with Interest @18% per annum  from 04.01.2017 till realization,  

ii)     OPs be directed to pay to the complainant a sum of Rs.20,000/- on account mental agony and harassment and  to pay Rs.20,000/- on account of deficiency in service and unfair trade practice,

iii)     OPs be directed to pay Rs.5000/- as litigation expenses.

2.             Notices were sent to the OPs but none has appeared for the OPs no.1 and 2 despite service. As such OPs no.1 and 2 were proceeded exparte.  Learned counsel for the complainant had given up OP no.3 on 04.04.2018.

3.             The complainant has tendered documents Ex.C-1 to Ex.C-3 and closed evidence.

4.             From the perusal of documents placed on the file and after hearing the arguments of the learned counsel for the complainant, we find that it is the case of the complainant that she  invested an amount of Rs.50,000/- with the OPs  under bond vide registration number  SP0018000066 for  a  period of six years on 4.1.2011. The maturity date of the policy was 03.01.2017 and maturity amount was  Rs.104098/- which is evident from policy document Ex.C-2. The complainant's case is that she submitted the bond and documents  for payment   with the  Sangrur branch of the OPs.  After maturity of the policy  the complainant visited the office of the OPs at Sangrur  but  she came to know  that office of the OPs were locked. Thereafter the complainant approached the OPs at Chandigarh so many times to release the maturity amount but the OPs did not pay the maturity amount still today. The complainant has produced on record copy of letter of demand of maturity amount Ex.C-3 which was duly received by the OPs.  The OPs have not come forward to contest the case of the complainant rather they chosen to remain exparte. As such evidence produced by the complainant has gone unrebutted on record.

5.             For the reasons recorded above, we allow the complaint and direct the OPs to pay to the complainant maturity amount of Rs.1,04098/- alongwith interest @9% per annum from the date of filing of the complaint till realization. We further order the OPs to pay to the complainant an amount of Rs.3500/- on account mental pain agony and harassment and Rs.1500/- as litigation expenses.       

6.             This order of ours shall be complied with within 60 days from the date of receipt of copy of the order. A copy of the order be supplied to the parties free of charge. File be consigned to records in due course.                       

                Announced

                May 15, 2018

 

 

 

                                   (SaritaGarg)                     ( Sukhpal Singh Gill)                                                                                                                                                                                                                                          Member                                President