DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, SANGRUR
Complaint no. 582
Instituted on: 01.11.2017
Decided on: 16.01.2018
Dalip Singh aged 52 years son of Shri Jangir Singh, resident of H.No.159, Village Baksiwala Tehsil Sunam, District Sangrur.
…. Complainant.
Versus
1. Emerging India Infra and Developers Limited, Head Office SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009 through its Managing Manager.
2. Gurpreet Singh Sidhu Managing Director, Emerging India Infra and Developers Limited, SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009.
3. Harminder Singh Director, Emerging India Infra and Developers Limited, SCO No.46-47, Sector 9-D, Near Mattka Chowk Madhya Marg, Chandigarh-160009.
….Opposite parties.
FOR THE COMPLAINANT: Shri Rahul Sharma, Advocate
FOR OPP. PARTIES No.1&2 : Exparte.
FOR OPP. PARTY No.3 : Given up.
Quorum
Sukhpal Singh Gill, President
Sarita Garg, Presiding Member
Vinod Kumar Gulati, Member
ORDER:
Sukhpal Singh Gill, President
1. Dalip Singh, complainant has preferred the present complaint against the opposite parties (referred to as OPs in short) on the ground that he purchased a policy of RP Six years plan on 14.03.2011 and deposited Rs.500/- per month with OPs. The maturity date of the policy was 13.03.2017 and maturity amount was Rs.52627/-. After maturity of the policy, on 22.03.2017 the complainant visited the OPs and submitted all the required documents for payment. The complainant requested the OPs to release the maturity amount but the OPs did not pay the maturity amount till today. Thus, alleging deficiency in service on the part of OPs, the complainant has sought following reliefs:-
i) OPs be directed to pay Rs.52627/- along with Interest @18% per annum from 14.03.2017 till realization,
ii) OPs be directed to pay to the complainant a sum of Rs.20,000/- on account mental agony and harassment and to pay Rs.20,000/- on account of deficiency in service and unfair trade practice,
iii) OPs be directed to pay Rs.5000/- as litigation expenses.
2. Notices were sent to the OPs but none has appeared for the OPs no.1&2 despite service. As such OPs no.1&2 were proceeded exparte. Learned counsel for the complainant had given up OP no.3 on 13.12.2017.
3. The complainant has tendered documents Ex.C-1 to Ex.C-4 and closed evidence.
4. From the perusal of documents placed on the file and after hearing the arguments of the learned counsel for the complainant, we find that it is the case of the complainant that he purchased a policy of RP six years plan on 14.03.2011 and deposited Rs.500/- per month with OPs. The maturity date of the policy was 13.03.2017 and maturity amount was Rs.52627/-which is evident from the policy document Ex.C-3. The complainant has produced on record copy of letter of demand of maturity amount Ex.C-4 which was duly received by the OPs. It has been alleged by the complainant that after maturity of the policy the complainant visited the OPs and requested to release the maturity amount but the OPs did not pay the maturity amount till today. The OPs have not come forward to contest the case of the complainant rather they chosen to remain exparte. As such evidence produced by the complainant has gone unrebutted on record.
5. For the reasons recorded above, we allow the complaint and direct the OPs to pay to the complainant an amount of Rs.52,627/- alongwith interest @9% per annum from the date of filing of the complaint till realization. We further order the OPs to pay to the complainant an amount of Rs.3500/- on account mental pain agony and harassment and Rs.1500/- as litigation expenses.
6. This order of ours shall be complied with within 60 days from the date of receipt of copy of the order. A copy of the order be supplied to the parties free of charge. File be consigned to records in due course.
Announced
January 16, 2018
(Vinod Kumar Gulati) (SaritaGarg) (Sukhpal Singh Gill)
Member Member President
