Charanjit Singh filed a consumer case on 01 Jun 2017 against Emerging India Infra and Developers Limited in the Sangrur Consumer Court. The case no is CC/53/2017 and the judgment uploaded on 20 Jun 2017.
DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, SANGRUR
Complaint no. 53
Instituted on: 02.02.2017
Decided on: 01.06.2017
Charanjit Singh aged about 34 years son of Baldev Singh resident of House No.40, Village Balian, Tehsil Dhuri, District Sangrur.
…. Complainant.
Versus
1. Emerging India Infra and Developers Limited, Ist Floor Near Muthoot Finance Sunami Gate, Sangrur through its Branch Manager Deepak Kumar.
2. Emerging India Infra and developers Limited Head Office, SCO No.46-47, Sector 9-D, Near Matka Chowk Madhya Marg Chandigarh through its M.D. Gurpreet Singh Sidhu/GM/ D.G.M. operation.
….Opposite parties.
FOR THE COMPLAINANT: Shri Ritesh Jindal, Advocate
FOR THE OPP. PARTIES : Shri Parul Chawla, Advocate
Quorum
Sukhpal Singh Gill, President
Sarita Garg, Member
Vinod Kumar Gulati, Member
ORDER:
Sukhpal Singh Gill, President
1. Charanjit Singh, complainant has preferred the present complaint against the opposite parties (referred to as OPs in short) on the ground that he invested an amount of Rs.3,46,549/- under single time premium Plan ( SP ) with OPs vide registration number SP 0007000640 on 16.09.2013 which was to be matured on 15.09.2016. On maturity, the OPs had to repay an amount of Rs.5,13,428/- as maturity amount. On 15.09.2016 the complainant approached OP no.1 and submitted original registration certificate and fulfilled all the formalities for releasing the maturity amount. The OPs issued/gave an acknowledgment dated 23.09.2016. Thereafter the complainant requested the OPs so many times to release the above said maturity amount but they have been putting off the complainant on one pretext or the other. The OPs did not release the maturity amount till today. Thus, alleging deficiency in service on the part of OPs, the complainant has sought following reliefs:-
i) OPs be directed to make/ release the maturity amount of Rs.5,13,428/- along with interest @18% per annum from the date of maturity till its realization,
ii) OPs be directed to pay to the complainant a sum of Rs.50000/- on account of deficiency in service and Rs.11000/- as compensation on account of mental agony, harassment,
iii) OPs be directed to pay Rs.11000/- as litigation expenses.
2. Despite affording opportunities to the OPs, neither reply nor evidence have been filed/produced by the OPs and ultimately opportunity to file reply and evidence of the OPs is closed by order of the Forum.
3. The complainant has tendered documents Ex.C-1 to Ex.C-3 and closed evidence.
4. From the perusal of documents placed on the file and after hearing the arguments of the learned counsel for the complainant, we find that the complainant has alleged that he had deposited Rs.3,46,549/- with OPs under F.D.R. ( Single Time Premium) for three years and OPs had to repay the amount to the complainant after maturity period to the tune of Rs.5,13,428/- which is evident from the copy of registration certificate Ex.C-2. The complainant has also produced copy of letter dated 23.09.2015 Ex.C-3 regarding demand of maturity amount which is duly stamped by the OPs. The OPs did not contest the case of the complainant by filing reply or producing the documentary evidence.
5. For the reasons recorded above, we allow the complaint and direct the OPs to make the payment of Rs.5,13,428/- alongwith interest @9% per annum from the date of filing of the complaint till realization. We direct the OPs to pay to the complainant an amount of Rs.3500/- being compensation on account of mental pain agony and harassment and Rs.1500/- as litigation expenses.
6. This order of ours shall be complied with within 60 days from the receipt of copy of the order. Copy of the order be supplied to the parties free of charge. File be consigned to records in due course.
Announced
June 1, 2017
( Vinod Kumar Gulati) ( Sarita Garg) (Sukhpal Singh Gill)
Member Member President
BBS/-
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