Karnataka

Kolar

CC/10/185

BEML Employees Credit Co-operative Society (Regd.) - Complainant(s)

Versus

Chinnamma - Opp.Party(s)

27 Sep 2010

ORDER


The District Consumer Disputes Redressal Forum
District Office Premises, Kolar 563 101.
consumer case(CC) No. CC/10/185

BEML Employees Credit Co-operative Society (Regd.)
...........Appellant(s)

Vs.

Chinnamma
The Commmissioner
...........Respondent(s)


BEFORE:


Complainant(s)/Appellant(s):


OppositeParty/Respondent(s):


OppositeParty/Respondent(s):


OppositeParty/Respondent(s):




Consumer Court Lawyer

Best Law Firm for all your Consumer Court related cases.

Bhanu Pratap

Featured Recomended
Highly recommended!
5.0 (615)

Bhanu Pratap

Featured Recomended
Highly recommended!

Experties

Consumer Court | Cheque Bounce | Civil Cases | Criminal Cases | Matrimonial Disputes

Phone Number

7982270319

Dedicated team of best lawyers for all your legal queries. Our lawyers can help you for you Consumer Court related cases at very affordable fee.

ORDER

CC Filed on 14.09.2010 Disposed on 02.11.2010 BEFORE THE DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, KOLAR. Dated: 02nd day of November 2010 PRESENT: Sri. G.V.HEGDE, President. Sri. T.NAGARAJA, Member. Smt. K.G.SHANTALA, Member. --- Consumer Complaint No. 185/2010 Between: BEML Employees Credit Co-operative Society (Regd.), Maharaja Road, Robertsonpet, Kolar Gold Fields. Represented by its: Secretary. ….Complainant V/S 1. Chinnamma, City Municipal Council, Robertsonpet, K.G.F. 2. The Commissioner, City Municipal Council, Robertsonpet, K.G.F. ….Opposite Parties ORDERS This is a complaint filed under section 12 of the Consumer Protection Act, 1986 praying for a direction against the opposite party No.2 to effect prompt deduction of the loan installments as undertaken by him and to credit the same to complainant-society with costs, etc., 2. The material facts of complainant’s case may be stated as follows: That the complainant is a credit co-operative society and OP.1 who is working as a government servant, is an associate member of complainant society and that OP.1 had borrowed Rs.50,000/- on 27.04.2003 agreeing to repay the loan and interest in 53 monthly installments of Rs.1,400/- and in default agreeing to pay overdue interest at one and a quarter time the ordinary rate of interest from the due date to the date of regularization of payment. Further that OP.1 has been working under OP.2 who is Pay Disbursing Officer and that OP.2 had undertaken to deduct the installments becoming due out of the salary payable to OP.1 and to remit the same to complainant society and that OP.2 failed to deduct the said installments as undertaken and to remit to complainant-society. It is alleged that OP.1 has also failed to repay the loan and the installments. It is alleged that for the present certain amount is outstanding in the said loan account of OP.1. 3. In response to the notices issued by this Forum, OP No.1 and 2 remained absent though they were served with notices. The complainant filed letter dated 27.10.2010 said to have been written by OP.1 addressed to this Forum. In this letter it is stated that due to health problem OP.1 could not make payments as agreed and now onwards the Pay Disbursing Officer may be directed to deduct the installments. We found that the signature found on this letter tallies with the signatures of complainant on loan application and loan bond. Therefore we believe that OP.1 herself has signed the said letter. In view of the contents of the said letter the following order is passed: O R D E R The complaint is allowed. OP.2 is directed to deduct Rs.1,400/- per month out of the monthly salary payable to OP.1 and to credit the same to complainant-society till the closure of loan. The parties shall bear their own costs. Dictated to the Stenographer, corrected and pronounced in open Forum this the 02nd day of November 2010. MEMBER MEMBER PRESIDENT