Haryana

StateCommission

A/184/2018

SATPAL KAMRA - Complainant(s)

Versus

CANARA BANK - Opp.Party(s)

ABHIMANYU KALSY

13 Mar 2018

ORDER

STATE CONSUMER DISPUTES REDRESSAL COMMISSION HARYANA, PANCHKULA

                    

First Appeal No  : 184 of 2018

Date of Institution: 09.02.2018

Date of Decision : 13.03.2018

 

Satpal Kamra son of Radhey Shyam Kamra, resident of Indira Colony, Hissar being sole proprietor of the firm Shri Krishna Toys, Shop No.15, Gandhi Market, Rajguru Market, Hissar.

                                                                             Appellant-Complainant

 Versus

 

1.      The Branch Manager, Canara Bank, Urban Estate II, Delhi Road, Hisar.

2.      The Regional Manager, Canara Bank, Circle/Regional Office, Kunjpura Road, Karnal-132001.

3.      The Chief Managing Director, Canara Bank, Head Office, 112, JC Road, Bangalore-560002.

                                      Respondents-Opposite Parties

 

 

CORAM:             Hon’ble Mr. Justice Nawab Singh, President.

                             Shri Balbir Singh, Judicial Member.

 

 

Argued by:          Shri Sunil Saharan, Advocate

 

                                                   O R D E R

 

 

NAWAB SINGH J.(ORAL)

 

This complainant’s (Satpal Kamra) appeal is directed against the order dated January 08^th, 2018 passed by District Consumer Disputes Redressal Forum, Hisar (in short, ‘District Forum’) whereby the complaint was allowed. Operative part of the order is reproduced as under:-

“9.     So, keeping in view of the facts and circumstances of the case, we allow the complaint of the complainant and directed to the respondents No.1 to 3 to pay compensation Rs.10,000/-.  This order be complied with by the respondents within 30 days, from the date of passing of this order….”

2.      The complainant filed complaint under Section 12 of the Consumer Protection Act, 1986 before the District Forum alleging that owner of Krishan Toys, Gandhi Market, Hisar was having Cash Credit Limited of Rs.10,00,000/- with Canara Bank, Hisar-opposite party No.1.  On November 18^th, 2016 the complainant issued cheque of Rs.28,000/- in favour of Sweet Girls Collection but the same was returned with the remarks ‘Exceeds Arrangement’.  The complainant enquired about the balance in his account.  The opposite party No.1 disclosed that there was balance of Rs.5,64,521/-  The complainant issued another cheque of Rs.23,000/-, which was encashed.  The complainant issued legal notice to the opposite parties but to no avail. 

3.      The District Forum accepted the complaint and issued directions to the opposite parties as mentioned in paragraph No.1 of this order.

4.      Dissatisfied with the order of the District Forum, the complainant has come up in appeal for enhancement of compensation.

5.      The District Forum directed the opposite parties to pay Rs.10,000/- as compensation to the complainant within one month from the date of passing the order.  In considered opinion of this Commission, the complainant has been adequately compensated and as such, no case for interference in the impugned order is made out. The appeal is therefore, dismissed.      

 

Announced 13.03.2018

(Balbir Singh) Judicial Member

(Nawab Singh) President

               

U.K