Kerala

Alappuzha

CC/51/2015

Dr.K.Reghu - Complainant(s)

Versus

Branch Manager,State Bank Of India - Opp.Party(s)

15 Oct 2015

ORDER

IN THE CONSUMER DISPUTES REDRESSAL FORUM, ALAPPUZHA
Pazhaveedu P.O., Alappuzha
 
Complaint Case No. CC/51/2015
 
1. Dr.K.Reghu
Darmalayathukizhakkethil veedu,Muthukulam South.P.O,Alappuzha-690506.Now Residing at Kochuparumbil veedu,Padamugham.P.O,Idukki-685604
...........Complainant(s)
Versus
1. Branch Manager,State Bank Of India
Venmony Branch ,Alappuzha
2. Regional Manager
State Bank Of India,Regional Business Office , Beach Road ,Alappuzha
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MRS. Elizabeth George PRESIDENT
 HON'BLE MR. Antony Xavier MEMBER
 HON'BLE MRS. Jasmine. D. MEMBER
 
For the Complainant:
For the Opp. Party:
ORDER

 

 

IN THE CONSUMER DISPUTES REDRESSAL FORUM, ALAPPUZHA

Thursday the 15th day of  October, 2015

Filed on 19.02.2015                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              

 

Present

1.Smt. Elizabeth George (President)

2.Sri.  Antony Xavier (Member)

3.Smt.Jasmine.D. (Member)

 

in

C.C.No.51/2015

between

Complainant:-                                                                                  Opposite Parties:-

 

Dr. K. Raghu                                                                         1.         The Branch Manager

Dharmalayathu Kizhakkethil Veedu                                                 State Bank of India

Muthukulam South P.O.                                                                   Venmoni Branch

Alappuzha – 685 604                                                                        Alappuzha District

Now residing at Kochuparambil Veedu,                              

Padamughom P.O., Idukki – 685 604)                                 2.         The Regional Manager

(By Adv. V.K. Shaji)                                                                        S.B.I., Regional Business

                                                                                                           Office Beach Road

                                                                                                           Alappuzha

                                                                                                           (By Adv. C. Parameswaran)                                                                                        

O R D E R

SMT. ELIZABETH GEORGE (PRESIDENT)

 

              The complaint is filed restraining the opposite parties from executing the attachment proceedings against them as per the notice dated 6.1.2014.

              2.     Opposite party filed objection stating that complaint is not maintainable.  According to the opposite party the complainant is a defaulter of the opposite party bank has initiated the recovery steps for the statement of securitization and reconstruction of financial assets and enforcement of security interest Act 2002 and the complaint is hit by Section 34 and 35 of the said Act.  “Relying the decision of Hon’ble National Commission reported in 2014 CPJ (II) page 638 for the recovery of the debt amount Section 18 of SARFAESI Act, clearly bars jurisdiction of any Civil Court or authority to entertain complaint/suit relating to recovery of loan amount by bank of financial institution – complaint filed under Consumer Protection Act not maintainable.”

           In the result complaint is not maintainable.

Dictated to the Confidential Assistant transcribed by her corrected by me and pronounced in open Forum on this the day 15th  of October, 2015.

                                                                          Sd/- Smt.Elizabeth George (President)

                                                                          Sd/- Sri. Antony  Xavier (Member)     

                                                                          Sd/- Smt.Jasmine.D. (Member)           

Appendix:-  Nil

 

 

 

 

 

// True Copy //

 

                                                           By Order                                                                                                                                      

 

Senior Superintendent

To

         Complainant/Opposite parties/S.F.

 

Typed by:- pr/- 

Compared by:-

 

 

 

 

 
 
[HON'BLE MRS. Elizabeth George]
PRESIDENT
 
[HON'BLE MR. Antony Xavier]
MEMBER
 
[HON'BLE MRS. Jasmine. D.]
MEMBER

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