Orissa

Anugul

CC/7/2022

Girish Chandra Nanda - Complainant(s)

Versus

Branch Manager, SAHARAYN Universal Multipurpose Society Ltd. , Known as SAHARA Credit Co-operat - Opp.Party(s)

Md. Azad

11 Jan 2023

ORDER

OFFICE OF THE DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION
ANGUL
 
Complaint Case No. CC/7/2022
( Date of Filing : 24 Jan 2022 )
 
1. Girish Chandra Nanda
Vill.-Luhundi, P.O-Radharamanpur,Talcher, Dist.-Angul -759100
Angul
Odisha
2. Minakhi Manjari Mohapatra
Vill.-Luhundi, P.O-Radharamanpur,Talcher, Dist.-Angul -759100
Angul
Odisha
3. Sangya Sangha Mitra
Vill.-Luhundi, P.O-Radharamanpur,Talcher, Dist.-Angul -759100
Angul
Odisha
4. Suryasikha Nanda
Vill.-Luhundi, P.O-Radharamanpur,Talcher, Dist.-Angul -759100
Angul
Odisha
5. Rameswari Nanda
Vill.-Luhundi, P.O-Radharamanpur,Talcher, Dist.-Angul -759100
Angul
Odisha
...........Complainant(s)
Versus
1. Branch Manager, SAHARAYN Universal Multipurpose Society Ltd. , Known as SAHARA Credit Co-operative society Ltd.
At- Sharma Chowk,Talcher,Handidhua,P.S-Colliery, Dist-Angul,Pin-759100
Angul
Odisha
2. Branch Head-cum- Regional Manager, SAHARAYN Universal Multipurpose Society Ltd. Known as SAHARA Credit Co-operative society Ltd.
At- Angul Town, (Near Womens College),P.O/ P.S/Dist-Angul,Pin-759122,Odisha.
Angul
Odisha
3. Registered Office in Charge, SAHARAYN Universal Multipurpose Society Ltd.
At-195,Zone-1, In front of D.B. Mall, M.P.Nagar, Bhopal,Madhya Pradesh-462011
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Saroj Kumar Sahoo PRESIDENT
 HON'BLE MS. Sasmita Kumari Rath MEMBER
 
PRESENT:
 
Dated : 11 Jan 2023
Final Order / Judgement

Sri S.K.Sahoo,President.       

            In  this  Case  U/s. 35  of C.P.Act,2019 a  group of  consumer having the same interest  and related  to each other have  filed  the  present complaint. Complainant No.1  is the husband of  complainant No.2.Complainant No.1  is  also the  father of complainant No.3  to 5. They are  permanent  resident  of Vill. Luhundi under Angul district. The opp.parties are having a  the  business  organisation  and pursuing  its  business in the  district of Angul under  the name  of   Universal Multipurpose Society Ltd. The   Society   of the opp.parties  have   a branch  office  at Angul. All the  complainant have  deposited  different  amounts  with the opp.parties  under SUPER BB Scheme  as  described here under.:-

Sl.No.

Name of the Consumer

Certificate number

Amount  deposited

Total claim amount with interest and  other benefits.

01

Girish Chandra Nanda

467004232139

1,42,000.00

3,04,671.00

 

02

 

Girish Chandra Nanda

467004232140

27,650.00

59,950.00

03

Minakhi Manjari Mohapatra

467004232141

50,000.00

1,07,079.00

04.

Sangya Sangha Mitra Nanda

467004232132

18,000.00

40,162.00

05.

 

Suryasikha Nanda

 467004232144

9,700.00

21,830.00

06.

Suryasikha Nanda

467004232145

8,600.00

16,982.00

 

07.

Rameswari Nanda

467004232142

8,950.00

20,043.00

 

08.

Rameswari Nanda

467004232143

8,550.00

16,886.00

 

             The complainants  have deposited  the  aforesaid  amount  under the  scheme  for  a  period of  36  months .After  36  months  the  complainants  were  entitled  for  the  amounts  mentioned  in each of the  certificate  at the  bottom, shown under  the  column “ total  claim amount” . All the  complainants  deposited  an amount of Rs. 2,73,450..00 and  entitled to  interest  along with  the  joint  point  amount  of Rs. 5,87,603.00 .As  the opp.parties did not  pay  the  maturity  value i.e the  total  claim amount  after expiry of 36  months they have  filed  the  present complaint  before this  Commission and  asked for  different  reliefs.  

2.       Notices  were  issued  to all the  opp.parties  through Registered post with  A.D  on 02.06.2022.The  notice   issued  to opp.party No.3  returned  with  postal endorsement   that the   addressee refused to receive the  same. The A.D  of   opp.party No.2 is  available in the  case record. S.R  of opp.party No.1  is  not  back. As the  notice was  issued on 02.06.2022  in the  correct  address  of the opp.party No.1  through registered  post with A.D  it is  deemed to have been served  on opp.party No.1  in  view of  section -27 of General Clauses Act.

3.       Inspite of   service of  notice on the opp.parties  no written statement has  been  filed but the  opp.party No.1 & 2 entered  their  appearance  through  their   Learned  Advocate,  who  submitted  during  argument that the present  proceeding   before this  Commission is not   maintainable   in  view of the bar provided under   Co-operative Society Act.

4.       The  complaint  petition  is supported  with an  affidavit of   Complainant No.1 - Girish Chandra Nanda  .It is   clear  from the  complaint  petition  that all the  complainants  are related to each other. It is also  clear  from the  complaint  petition  and the  photo copies  of  certificates  filed  by the  complainants  that  they have deposited  an amount of Rs. 2,73,450.00  in  toto  with  the opp.parties  in  SUPER BB Scheme for  a period of  36  months.  Certificates number 467004232139, 467004232140, 467004232141, 467004232132, 467004232144, 467004232145, 467004232142 & 467004232143 were issued  in favour of the  complainants. It  transpires from  photo copies  of  certificates that the  complainants  are  entitled for  accumulated  joining  points  acquired  by  them. Although  some  amounts  were  mentioned at the  bottom of  each  certificates  as  approximately  amount, there  is no materials  before  this  Commission  about the  rate of  interest  of  each deposits by the  complainants. The  contents  of the  complaint  petition is  corroborated  by the  documentary  evidence produced  by the  complainants  before this Commission. Inspite of   notice issued  to the opp.parties they have  not  produced  any oral or documentary  evidence.

          On the  other hand  the  opp.parties No. 1 & 2  have challenged  the  maintainability  of the  present  proceeding before this Commission. However, the  contains of the  complaint  petition  and the  documents  are  not  challenged by the opp.parties at all, so  those  materials  are  reliable  and  trust worthy. There is   nothing on record  to  disbelieve the  complainants. As the  complainants  failed to  prove about the  rate of  interest agreed upon on their  deposits, it will be  just and  proper to grant them interest @  12%  per annum on their  deposits since the date of  deposits, till payment  is made.

5.       Hence ordered:-

: O R D E R :

            The  case be and  same is allowed in part  on contest against the  opp.party No.1 &2 and exparte against opp.party   No.3.

           The opp.parties  are  jointly and severally  liable   to pay the  amount due  to the  complainants.

         The opp.parties    are directed to pay  principal amount along with interest @12% per annum  on  each of the  deposits  by the  complainants  until  payment is made. The opp.parties are  further  directed  to pay an  amount of Rs. 15,000.00 (Rupees Fifteen  Thousand) only as compensation   and Rs. 5,000.00 (Rupees Five Thousand) only towards cost of  litigation to the  complainant.

          The opp.parties are directed to  comply  the order within one  month from the date  of receipt of the  order, failing which  they are  liable to pay penal  interest @ 16% per  annum  on the   amount entitled by the  complainant  .

 
 
[HON'BLE MR. Saroj Kumar Sahoo]
PRESIDENT
 
 
[HON'BLE MS. Sasmita Kumari Rath]
MEMBER
 

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