Ld. Advocate(s)

                        For Complainant: Pradip Mukhopadhyay

                        For OP/OPs : None

Date of filing of the case                : 06.08.2021

Date of Disposal  of the case         : 27.06.2023

Final Order / Judgment dtd.27.06.2023

This is a case under section 12 of the Consumer Protection act 1986 filed by the aforesaid complainants against the aforesaid opposite parties praying for maturity value, interest for the further period, compensation and litigation cost.

Complainant stated in the complaint that he deposited total sum of Rs.65,550/-  before the office of OP no.1 under  different schemes  and eight documents were prepared by OP no.1 to that effect and handed over the same to him.

 But after maturity date OP no.1 expressed that he is unable to give the maturity value.

Thereafter he served a notice to the OP no.1 through his Ld. Adv. and copy of the same also been sent to OP no.2 but he did not get any fruitful result. Hence he lodged this complaint before this Commission praying for appropriate relief and redressal. 

After admission  of the aforesaid  complaint,  notices were  issued upon the OPs but neither the OPs nor their representative /representatives came  forward before this  Commission to  contest  this  complaint  case, hence  the instant case fixed for ex-parte hearing vide order no. 15 dtd. 07.11.2022.

During Ex-parte hearing of this case, complainant produced some original document including the deposit certificates relating to aforesaid deposit dtds. 09.07.2015, 20.07.2015, 08.10.2015, 04.01.2016, 08.10.2015, 16.06.2012, 24.09.2012, 21.03.2012 vide no. 304003369484, 715000055601, 925000495167, 925001354843, 925000495166, 562015428576, 562000664800 and 351004956949.                                                

Ld. Adv. for the complainant submitted Affidavit – in – Chief which within is unchallenged testimony and brief notes of argument. He also made verbal submission.

We have carefully gone through the aforesaid documents. No doubt regarding genuineness of these documents appeared before us and we think that these documents may be considered.

DECISION WITH REASONS

It is the case of the complainant that he deposited Rs. 65,550/- before the office of OP no.1 in the different schemes and after lapse of maturity date he wanted the maturity value and he went before the office of OP no. 1 for the said purpose but OP no. 1 expressed his inability to refund the matured value.

We also find from the document on record that OP no.1 is the representative of OP no. 2. We also find that complainant is the consumer under the OPs within the purview of C.P. Act 2019 and subject matter of the complaint is under the jurisdiction of this commission.

Considering the materials on record and in view of the aforesaid discussion we do not find any reason to disbelieve the aforesaid contention of the complainant. So we are of the opinion that complainant deposited the aforesaid sum before the OPs but they avoided to return the maturity value to the complainant. So it is held that OPs have jointly or severally and willfully neglected to return the maturity value of aforesaid fixed deposit amount to the complainant

So we are  of the further view that complainant  has able to established  his grievance against the OPs before this Commission which amounts to deficiency  of services on the part of OPs under the purview of C.P.Act 2019.

Accordingly we are of the opinion that complainant is entitled to relief as per his prayer.

In the result petition of the complainant succeeds.

Hence, it is

ORDERED,

That the present case be and the   same is allowed ex-parte against the OPs With cost of Rs. 3,000/- to be paid by OP no. 1 and 2 in favour of the complainant.

That the OPs no 1-2 jointly or severally are hereby directed to refund the maturity value of the aforesaid fixed deposit amounting to Rs.65, 550/-(sixty five thousand five hundred fifty) along with further  interests @ 9 % per annum from the date of maturity of the said fixed deposits to till the actual  date of repayment to the complainant.

       OP no. 1-2 are further directed to pay compensation amounting

Rs.5, 000/- to the complainant for his harassment, mental pain and agony.

OP no.1-2 are further directed to pay aforesaid awarded amount within 30 days from this date of order to the complainant,  failing which complainant shall have liberty to put this order into execution.

          Let a copy to this final order be supplied to both the parties as free of cost.

Dictated & corrected by me

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                PRESIDENT

 (Shri   DAMAN PROSAD BISWAS,)

                                                                                                                               PRESIDENT

                                                                                                    (Shri   DAMAN PROSAD BISWAS,)              

We  concur,

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            MEMBER                                                                      MEMBER                                                                                 

(NIROD  BARAN   ROY  CHOWDHURY  )                            ( MILLIKA SAMADDAR  )