Sri S.K.Sahoo,President.
This is a complaint U/s. 35 of C.P.Act ,2019.
2. The case of the complainant is that he is a permanent resident of Vill.Naraharipur,Balimi of Dhenkanal District. The opp.parties are earning profit out of their business of Co-operative Society Ltd., having its branch office at Angul district. The complainant being an employee of the opp.parties’ as per their instructions opened 20 numbers of accounts as given below in details :-
Sl.No. | A/C.No. | Amount Deposited | Date of deposit | Depositing period in months | Maturity Amount | Maturity Date |
1 | 2 | 3 | 4 | 5 | 6 | 7 |
01 | 12537203108 | 44886 | 11.08.2018 | 36 | 59743 | 11.08.2021 |
02 | 12537205428 | 14987 | 31.12.2018 | 36 | 19948 | 31.12.2021 |
03 | 12537801316 | 2075 | 31.05.2019 | 36 | 2762 | 31.05.2022 |
04 | 12537801347 | 16000 | 31.05.2019 | 36 | 21296 | 31.05.2022 |
05 | 12537801814 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
06 | 12537801815 | 19000 | 25.07.2019 | 36 | 25289 | 25.07.2022 |
07 | 12537801816 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
08 | 12537801817 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
09 | 12537801818 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
10 | 12537801819 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
11 | 12537801820 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
12 | 12537801821 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
13 | 12537801822 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
14 | 12537801823 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
15 | 12537801824 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
16 | 12537801825 | 19000 | 25.07.2019 | 36 | 25298 | 25.07.2022 |
17 | 12537801826 | 14152 | 25.07.2019 | 36 | 18836 | 25.07.2022 |
18 | 12538500295 | 13927 | 31.01.2020 | 36 | 18537 | 10.08.2022 |
19 | 12538500382 | 10103 | 07.02.2020 | 36 | 13447 | 07.02.2023 |
20 | 12538500383 | 10478 | 07.02.2020 | 36 | 13946 | 07.02.2023 |
Total | 3,54,608 | | 4,72,091 | |
The above deposits were made under SAHARA WORKERS Scheme of Sahara Co-operative Society Ltd. The complainant has deposited the aforesaid amount to earn his livelihood. After the maturity of all those deposits the complainant approached the opp.parties but they did not pay the matured amount. At last the complainant went to the opp.party No.1 personally and requested him to disburse the matured amount but he did not disburse the same. Due to such conduct of the opp.parties the complainant sustained mental agony , inconvenience, loss and subjected to harassment. Hence this case.
3. Notices were issued to both the opp.parties through Regd.post with A.D on 06.11.2021 .From the A.D available in the case record it is clear that, the opp.party NO.1 has received the notice from this Commission on 08.11.2021. The letter issued to opp.party No.2 is not back nor the A.D. It was dispatched in correct address through Regd.post with A.D.Hence service of summon to opp.party No. 2 is deemed to be sufficient after 30 days of dispatch of the Regd. letter to him in correct address. Non of the opp.parties filed written version. Only on 27.07.2022 opp.party No.1 appeared through his Learned Counsel Sri D.K.Pani, R.PPattanaik & others and filed a petition for time to file show cause, which was allowed. However no show cause was filed . Only on 05.01.2023 the opp.party No.1 filed his written argument , where he has challenged the maintainability of the present proceeding before this Commission.
4. It is the specific plea of the opp.party No.1 that the complainant is a member of Sahara Co-operative Society Ltd , as such he is not a consumer as described under C.P.Act, 2019. He has relied on a decision of Hon’ble National Commission, New Delhi passed in Revision Petition No. 4871 of 2012 namely M/S. Anjana Abraham Chembethil Vrs. Managing Director, Koothattukulam Farmers Services Co-operative Bank .
On the other hand the learned counsel for the complainant relied on the following decisions :-
(i). Ram Kanwar Vrs. Sahara India Pariwar Pvt Ltd., of Hon’ble State Commission,U.T,Chhandigarh , passed on 28.09.2021.
(ii). The judgment passed on 21.07.2020 by Hon’ble National Commission, New Delhi in Revision Petition No. 4044 of 2014 in Branch Manager, Sahara India Vrs. Raj Kumari Devi.
(iii). The judgment passed by the Hon’ble Supreme Court of India in Civil Appeal No. 64/2010 ,65/2010,66/2010,67/2010 and 68/2010 in the case of Virendra Jain Vrs. Alaknanda Co-operative Group Housing Society Ltd. and others passed on 23.04.2013.
(iv). The judgment passed on 11.12.2003 by Hon’ble Supreme Court of India in Civil Appeal No. 92 of 1998 in the case of The Secretary,Thirumurugan Co-operative Agricultural Credit Society Vrs. M.Lalitha (dead) through LRs. & Ors.
5. Perused the judgments relied on by both the parties. On perusal of the photo copies of certificates filed by the complainant it is clear that the complainant is a member of the co-operative society of the opp.parties business organization. It is also clear from the evidence on record that the complainant has deposited different amounts and certificates were issued in his favour by the society of the opp.parties. Even though he is a member of the society of the opp.parties he has invested certain amounts to earn the maturity amount on his deposits. From the judgment pronounced by the different Commissions and the Hon’ble Supreme Court relied on by the complainant it is crystal clear that the complainant is a consumer U/s. 2(7) of C.P.Act, 2019. So the plea of the opp.parties that the present complaint petition filed by the complainant is not maintainable is not acceptable at all .So the present complaint filed by the complainant is maintainable before this Commission.
6. The complaint petition is supported with affidavit . It is alleged in the complaint petition that the complainant being an employee of the society of the opp.parties has deposited different amounts in 20 numbers of accounts of the opp.parties .Those are to be matured after 36 months of the date of deposits. After the maturity period was overed the complainant approached the opp.parties but they did not pay the matured amount. Such allegations of the complainant is not denied by the opp.parties. It is reliable and trust worthy. So the complainant is entitled for the matured amount on the date of their maturity. He is also entitled for interest on those accounts from the date of maturity till it is actual paid to him.
7. Hence ordered :-
: O R DE R :
The case be and same is allowed in part on contest against the opp.party No.1 and exparte against the opp.party No.2. The opp.parties are jointly and severally liable for payment to the complainant. The opp.parties are directed to pay Rs. 4,72,091 .00 (Rupees Four Lakh Seventy-Two Thousand Ninety-one ) only along with interest @ 12 % p.a from the date of their maturity until payment is made. The above opp.parties are also directed to pay an amount of Rs. 15,000.00 (Rupees Fifteen Thousand)only as compensation for mental agony and harassment and Rs.5000.00 (Rupees Five Thousand) only towards litigation expenses. The opp.parties are further directed to comply the order within a period of one month of receipt of this order, failing which they are liable to pay penal interest @ 16% per annum, on the amount to be paid to the complainant.