IN THE DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, MURSHIDABAD AT BERHAMPORE.
CASE No. CC/119/2014
Date of Filing: 28.08.2014. Date of Final Order: 21.04.2015.
Complainant: Md. Safiuddin , S/O- Alauddin Sk, Vill&P.O.- Masundi, P.S.- Bharatpur,
Dist.- Murshidabad.
-Vs-
Opposite Party: 1. Branch Manager, State Bank of India, Alugram Branch, Vill.- Angarpur,
P.O.- Alugram, P.S.- Bharatpur, Dist.- Murshidabad.
2. Regional Manager, State Bank of India, Berhampore R.B.O,
15, Square East Road, P.O. & P.S. Berhampore, Dist. Murshidabad.
Present: Hon’ble Member, Samaresh Kumar Mitra.
Hon’ble Member, Pranati Ali.
FINAL ORDER
Samaresh Kumar Mitra, Member.
The factual aspects of this complaint are that the Complainant availed a loan from West Bengal Minorities Development & Finance Corporation Authority to Rs.47,025/- being disbursed by a cheque being No. 320727 dated 30.8.2013 drawn on IDBI Bank and the said cheque was deposited by the complainant in his savings account being No.32334303952 before OP No.1 on 12.09.2013. The complainant enquired at regular intervals regarding the encashment of cheque but the OP could not give satisfactory answer. Then the OP No.1 wrote a letter to West Bengal Minorities Development & Finance Corporation at the request of the complainant to issue a duplicate cheque as the cheque deposited by the complaint has lost from the Branch. The petitioner/complainant has not received any loan amount from the Corporation due to the act/omission of the OP but the complainant compelled to pay 1st Installment of Rs.3000/- on 13.03.2015 for repayment of loan. The petitioner several times visited the OPs and the Corporation to intimate his problem but Ops avoided this complainant, so he suffered extreme mental pain and agony and final crisis. Getting no other alternative, he filed this instant complaint before this Forum for Redressal as prayed in the prayer portion of the complaint.
The OP No.1 appeared on 14.10.2014 and filed a few documents in firisti. The OP No.1 represented by Mr. Nirmal Kr. Das being the Branch Manager of SBI, Alugram Branch informed this Forum by a letter dated 14.10.2014 that the said amount of Rs.47,025/- has already been deposited in the account of the complainant on 10.10.2014 and also promised to pay delayed interest within 30 days as per bank norms i.e., T.D.R. interest rate. He filed the transaction Enquiry of savings bank account of complainant being a/c No. 32334303952 which clearly speaks that a sum of Rs.47,025/- has been credited on 10.10.2014 and balance amount is Rs.30,154.46/- up to 11.10.2014.
It appears from the case record that OPs did not file any W/V till date and the complainant is absent without steps on 19.01.2015 and 26.02.2015 and no show cause has been filed by the complainant.
In this circumstance, we are in a view that the complainant is not interested to proceed with the case as he getting the money from the OP No.1 which transpires from the account details of the Complainant became satisfied and did not turn up further before this Forum for getting his claimed amount. The contesting OP No.1 after crediting the disputed amount in the account of the complainant discharged its liability and produced the account details in which the disputed amount has credited in favour of this complainant. The OP No.1 also promised to pay the interest within 30 days as per bank norms i.e. TDR rate by filing a petition before this Forum, dated 14.10.2014. The claim of the complainant is not denied by the contesting OP No.1.
ORDER
Hence it is ordered that the complaint be and the same is dismissed due to non prosecution.
Let a plain copy of this order be made available, to each of the parties on contest in person, Ld. Advocate/Agent on record, by hand under proper acknowledgment as per rules, for information and necessary action.
Member Member
District Consumer Disputes District Consumer Disputes
Redressal Forum, Murshidabad. Redressal Forum, Murshidabad.
