Orissa

Kendrapara

CC/41/2024

Sradha Ranjan Nayak - Complainant(s)

Versus

Branch Manager, - Opp.Party(s)

Sri Braja Mohan Sarangi

30 Jul 2024

ORDER

OFFICE OF THE DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION,
KENDRAPARA, ODISHA
 
Complaint Case No. CC/41/2024
( Date of Filing : 03 Apr 2024 )
 
1. Sradha Ranjan Nayak
S/o-Late Sarat Nayak At-Chayalasingh Dist-Bhadrak At present residing C/o- Sanjaya Kumar Malik At/Po- Aul, Dist-Kendrapara
Odisha
...........Complainant(s)
Versus
1. Branch Manager,
Indusind Bank Ltd. Dakhineswar Kali Mandir Branch Dist-Bhadrak
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Pravat Kumar Padhi PRESIDENT
 HON'BLE MR. Bibekananda Das MEMBER
 
PRESENT:Sri Braja Mohan Sarangi, Advocate for the Complainant 1
 Sri Rajendra Kumar Sahoo & Associates, Advocate for the Opp. Party 1
Dated : 30 Jul 2024
Final Order / Judgement

MR. BIBEKANANDA DAS, MEMBER :-

          Complainant has filed the C.C.Case No. 41/2024 U/s.35 of Consumer Protection Act, 2019 seeking not to repossess TATA LPT 3718BS-IV bearing Regd. No.OD-04P-3177(Truck) and to produce statement of Account & to rephase the loan and not to stop the vehicle.

            Complainant took loan on 15.11.2021 to repay in 60 monthly EMI commencing from 07.12.2021 to 07.10.2026. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement & it is alleged that Complainant is not a resident of Kendrapara.

            However taking a linnet view we dispose of the consumer complaint directing the opposite parties to supply the loan account statement copy and any other document as required by complainant available with opposite parties and may charge the fees to that effect. The complainant shall pay his regular EMI and in addition to that pay Rs.20,000/- (twenty thousand) in each month towards pending EMI. For failure to pay regular EMI and additional amount, the opposite parties are free to take action as per rule/law.

                With the aforesaid observation and direction the C.C.Case No. 41/2024 alongwith I.A No. 27/2024 are accordingly disposed of. No order as to cost.  

                         Issue extract of the order to the parties for compliance.   

           Pronounced in the open Commission, on this the 30th  day of July,2024.            

                              I, agree

                                     Sd/-                                                       Sd/-

                                PRESIDENT                                         MEMBER 

 
 
[HON'BLE MR. Pravat Kumar Padhi]
PRESIDENT
 
 
[HON'BLE MR. Bibekananda Das]
MEMBER
 

Consumer Court Lawyer

Best Law Firm for all your Consumer Court related cases.

Bhanu Pratap

Featured Recomended
Highly recommended!
5.0 (615)

Bhanu Pratap

Featured Recomended
Highly recommended!

Experties

Consumer Court | Cheque Bounce | Civil Cases | Criminal Cases | Matrimonial Disputes

Phone Number

7982270319

Dedicated team of best lawyers for all your legal queries. Our lawyers can help you for you Consumer Court related cases at very affordable fee.