Orissa

Kendrapara

CC/106/2023

Sanjaya Kumar Mallick - Complainant(s)

Versus

Branch Manager, - Opp.Party(s)

Sri Braja Mohan Sarangi

31 Oct 2023

ORDER

OFFICE OF THE DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION,
KENDRAPARA, ODISHA
 
Complaint Case No. CC/106/2023
( Date of Filing : 25 Jul 2023 )
 
1. Sanjaya Kumar Mallick
S/o- Bharat Chandra Mallick At-Gopalpur, Aul Dist-Kendrapara
Odisha
...........Complainant(s)
Versus
1. Branch Manager,
Indusind Bank Ltd. Bajra Rasulgarh Branch Bhubaneswar Dist-Khurda
Odisha
2. RTO, Bhubaneswar
At/Po-Bhubaneswar Dist-Khurda
Odisha
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Pravat Kumar Padhi PRESIDENT
 HON'BLE MR. Bibekananda Das MEMBER
 
PRESENT:Sri Braja Mohan Sarangi, Advocate for the Complainant 1
 Sri Rajendra Kumar Sahoo & Associates, Advocate for the Opp. Party 1
Dated : 31 Oct 2023
Final Order / Judgement

MR. BIBEKANANDA  DAS, MEMBER:-       

         Complainant has filed the C.C.Case No. 106/2023 U/s.35 of Consumer Protection Act, 2019 seeking not to repossess Swift Desire vehicle bearing Regd. No.OD-02BA-3710 and to supply  statement of account and allow to pay the loan rephasement basis.

            Complainant took loan of Rs. 5,15,000/- on dt. 31.12.2018 to repay in 91 monthly EMI @ Rs.11,610/-commencing from 21.07.2010 to 21.06.2026. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents and praying rephasement of loan for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement .

            However taking a lenient view we dispose of the consumer complaint directing the opposite parties to supply the account statement and any other document as required by complainant available with opposite parties and may charge the fees to that effect. The complainant shall pay his regular EMI and in addition to that pay Rs. 6,000/- (Six thousand) in each month towards pending EMI. For failure to pay regular future EMI and additional amount, the opposite parties are free to take action as per agreement/ rule/law. With the aforesaid observation and direction the consumer complaint case No.106/23 along with I.A No. 60/23 are disposed of. No order as to cost.

                         Issue extract of the order to the parties for compliance.   

           Pronounced in the open Commission, on this the 31st day of October,2023.            

                                  I, agree

                                     Sd/-                                                    Sd/-

                                PRESIDENT                                      MEMBER

 
 
[HON'BLE MR. Pravat Kumar Padhi]
PRESIDENT
 
 
[HON'BLE MR. Bibekananda Das]
MEMBER
 

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